LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,182
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,049
−HK$2,914/mo
Today · 4.125%
HK$97,963
baseline
▲ 0.50% · 4.625%
HK$103,923
+HK$5,960/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$195,926/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,552
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,302
−HK$2,790/mo
Today · 4.125%
HK$108,092
baseline
▲ 0.50% · 4.625%
HK$113,790
+HK$5,698/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$216,184/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,618
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$114,059
−HK$3,496/mo
Today · 4.125%
HK$117,555
baseline
▲ 0.50% · 4.625%
HK$124,708
+HK$7,153/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$235,110/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,062
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$126,362
−HK$3,348/mo
Today · 4.125%
HK$129,710
baseline
▲ 0.50% · 4.625%
HK$136,548
+HK$6,838/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$259,420/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,055
−HK$8,093/mo
▼ 0.25% · 3.875%
HK$133,069
−HK$4,079/mo
Today · 4.125%
HK$137,148
baseline
▲ 0.50% · 4.625%
HK$145,493
+HK$8,345/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$274,296/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,572
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$147,423
−HK$3,906/mo
Today · 4.125%
HK$151,329
baseline
▲ 0.50% · 4.625%
HK$159,306
+HK$7,977/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$302,658/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,928
−HK$10,405/mo
▼ 0.25% · 3.875%
HK$171,089
−HK$5,244/mo
Today · 4.125%
HK$176,333
baseline
▲ 0.50% · 4.625%
HK$187,062
+HK$10,729/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$352,666/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,593
−HK$9,973/mo
▼ 0.25% · 3.875%
HK$189,543
−HK$5,023/mo
Today · 4.125%
HK$194,566
baseline
▲ 0.50% · 4.625%
HK$204,822
+HK$10,256/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$389,132/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,111 · Scale 2, in force from 26 Feb 2026)