LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,185
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,052
−HK$2,914/mo
Today · 4.125%
HK$97,966
baseline
▲ 0.50% · 4.625%
HK$103,927
+HK$5,961/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$195,932/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,555
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,305
−HK$2,790/mo
Today · 4.125%
HK$108,095
baseline
▲ 0.50% · 4.625%
HK$113,793
+HK$5,698/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$216,190/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,622
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$114,063
−HK$3,496/mo
Today · 4.125%
HK$117,559
baseline
▲ 0.50% · 4.625%
HK$124,712
+HK$7,153/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$235,118/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,066
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$126,366
−HK$3,349/mo
Today · 4.125%
HK$129,715
baseline
▲ 0.50% · 4.625%
HK$136,552
+HK$6,837/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$259,430/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,059
−HK$8,093/mo
▼ 0.25% · 3.875%
HK$133,073
−HK$4,079/mo
Today · 4.125%
HK$137,152
baseline
▲ 0.50% · 4.625%
HK$145,497
+HK$8,345/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$274,304/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,577
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$147,427
−HK$3,907/mo
Today · 4.125%
HK$151,334
baseline
▲ 0.50% · 4.625%
HK$159,311
+HK$7,977/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$302,668/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,933
−HK$10,405/mo
▼ 0.25% · 3.875%
HK$171,094
−HK$5,244/mo
Today · 4.125%
HK$176,338
baseline
▲ 0.50% · 4.625%
HK$187,068
+HK$10,730/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$352,676/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,598
−HK$9,974/mo
▼ 0.25% · 3.875%
HK$189,549
−HK$5,023/mo
Today · 4.125%
HK$194,572
baseline
▲ 0.50% · 4.625%
HK$204,828
+HK$10,256/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$389,144/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,165 · Scale 2, in force from 26 Feb 2026)