LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,186
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,054
−HK$2,913/mo
Today · 4.125%
HK$97,967
baseline
▲ 0.50% · 4.625%
HK$103,928
+HK$5,961/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$195,934/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,556
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$105,307
−HK$2,790/mo
Today · 4.125%
HK$108,097
baseline
▲ 0.50% · 4.625%
HK$113,795
+HK$5,698/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$216,194/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,624
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$114,065
−HK$3,496/mo
Today · 4.125%
HK$117,561
baseline
▲ 0.50% · 4.625%
HK$124,714
+HK$7,153/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$235,122/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,068
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$126,368
−HK$3,349/mo
Today · 4.125%
HK$129,717
baseline
▲ 0.50% · 4.625%
HK$136,554
+HK$6,837/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$259,434/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,061
−HK$8,093/mo
▼ 0.25% · 3.875%
HK$133,075
−HK$4,079/mo
Today · 4.125%
HK$137,154
baseline
▲ 0.50% · 4.625%
HK$145,500
+HK$8,346/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$274,308/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,579
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$147,430
−HK$3,906/mo
Today · 4.125%
HK$151,336
baseline
▲ 0.50% · 4.625%
HK$159,313
+HK$7,977/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$302,672/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,935
−HK$10,406/mo
▼ 0.25% · 3.875%
HK$171,097
−HK$5,244/mo
Today · 4.125%
HK$176,341
baseline
▲ 0.50% · 4.625%
HK$187,071
+HK$10,730/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$352,682/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,601
−HK$9,974/mo
▼ 0.25% · 3.875%
HK$189,552
−HK$5,023/mo
Today · 4.125%
HK$194,575
baseline
▲ 0.50% · 4.625%
HK$204,831
+HK$10,256/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$389,150/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,193 · Scale 2, in force from 26 Feb 2026)