LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,191
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,058
−HK$2,914/mo
Today · 4.125%
HK$97,972
baseline
▲ 0.50% · 4.625%
HK$103,933
+HK$5,961/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$195,944/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,561
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$105,312
−HK$2,790/mo
Today · 4.125%
HK$108,102
baseline
▲ 0.50% · 4.625%
HK$113,800
+HK$5,698/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$216,204/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,629
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$114,070
−HK$3,496/mo
Today · 4.125%
HK$117,566
baseline
▲ 0.50% · 4.625%
HK$124,720
+HK$7,154/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$235,132/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,073
−HK$6,650/mo
▼ 0.25% · 3.875%
HK$126,374
−HK$3,349/mo
Today · 4.125%
HK$129,723
baseline
▲ 0.50% · 4.625%
HK$136,560
+HK$6,837/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$259,446/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,067
−HK$8,093/mo
▼ 0.25% · 3.875%
HK$133,082
−HK$4,078/mo
Today · 4.125%
HK$137,160
baseline
▲ 0.50% · 4.625%
HK$145,506
+HK$8,346/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$274,320/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,586
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$147,436
−HK$3,907/mo
Today · 4.125%
HK$151,343
baseline
▲ 0.50% · 4.625%
HK$159,321
+HK$7,978/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$302,686/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,943
−HK$10,406/mo
▼ 0.25% · 3.875%
HK$171,105
−HK$5,244/mo
Today · 4.125%
HK$176,349
baseline
▲ 0.50% · 4.625%
HK$187,080
+HK$10,731/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$352,698/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,610
−HK$9,974/mo
▼ 0.25% · 3.875%
HK$189,561
−HK$5,023/mo
Today · 4.125%
HK$194,584
baseline
▲ 0.50% · 4.625%
HK$204,841
+HK$10,257/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$389,168/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,272 · Scale 2, in force from 26 Feb 2026)