LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,191
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,059
−HK$2,913/mo
Today · 4.125%
HK$97,972
baseline
▲ 0.50% · 4.625%
HK$103,934
+HK$5,962/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$195,944/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,562
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$105,312
−HK$2,791/mo
Today · 4.125%
HK$108,103
baseline
▲ 0.50% · 4.625%
HK$113,801
+HK$5,698/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$216,206/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,629
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$114,070
−HK$3,497/mo
Today · 4.125%
HK$117,567
baseline
▲ 0.50% · 4.625%
HK$124,720
+HK$7,153/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$235,134/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,074
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$126,375
−HK$3,348/mo
Today · 4.125%
HK$129,723
baseline
▲ 0.50% · 4.625%
HK$136,561
+HK$6,838/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$259,446/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,067
−HK$8,094/mo
▼ 0.25% · 3.875%
HK$133,082
−HK$4,079/mo
Today · 4.125%
HK$137,161
baseline
▲ 0.50% · 4.625%
HK$145,507
+HK$8,346/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$274,322/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,586
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$147,437
−HK$3,907/mo
Today · 4.125%
HK$151,344
baseline
▲ 0.50% · 4.625%
HK$159,321
+HK$7,977/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$302,688/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,944
−HK$10,406/mo
▼ 0.25% · 3.875%
HK$171,106
−HK$5,244/mo
Today · 4.125%
HK$176,350
baseline
▲ 0.50% · 4.625%
HK$187,080
+HK$10,730/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$352,700/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,611
−HK$9,974/mo
▼ 0.25% · 3.875%
HK$189,562
−HK$5,023/mo
Today · 4.125%
HK$194,585
baseline
▲ 0.50% · 4.625%
HK$204,842
+HK$10,257/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$389,170/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,279 · Scale 2, in force from 26 Feb 2026)