LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,195
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,062
−HK$2,914/mo
Today · 4.125%
HK$97,976
baseline
▲ 0.50% · 4.625%
HK$103,938
+HK$5,962/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$195,952/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,565
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,316
−HK$2,791/mo
Today · 4.125%
HK$108,107
baseline
▲ 0.50% · 4.625%
HK$113,805
+HK$5,698/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$216,214/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,633
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$114,075
−HK$3,496/mo
Today · 4.125%
HK$117,571
baseline
▲ 0.50% · 4.625%
HK$124,725
+HK$7,154/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$235,142/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,079
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$126,379
−HK$3,349/mo
Today · 4.125%
HK$129,728
baseline
▲ 0.50% · 4.625%
HK$136,566
+HK$6,838/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$259,456/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,072
−HK$8,094/mo
▼ 0.25% · 3.875%
HK$133,087
−HK$4,079/mo
Today · 4.125%
HK$137,166
baseline
▲ 0.50% · 4.625%
HK$145,513
+HK$8,347/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$274,332/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,592
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$147,443
−HK$3,906/mo
Today · 4.125%
HK$151,349
baseline
▲ 0.50% · 4.625%
HK$159,327
+HK$7,978/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$302,698/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,950
−HK$10,407/mo
▼ 0.25% · 3.875%
HK$171,112
−HK$5,245/mo
Today · 4.125%
HK$176,357
baseline
▲ 0.50% · 4.625%
HK$187,088
+HK$10,731/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$352,714/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,618
−HK$9,974/mo
▼ 0.25% · 3.875%
HK$189,569
−HK$5,023/mo
Today · 4.125%
HK$194,592
baseline
▲ 0.50% · 4.625%
HK$204,849
+HK$10,257/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$389,184/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,345 · Scale 2, in force from 26 Feb 2026)