LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,198
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$95,066
−HK$2,914/mo
Today · 4.125%
HK$97,980
baseline
▲ 0.50% · 4.625%
HK$103,941
+HK$5,961/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$195,960/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,569
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,320
−HK$2,791/mo
Today · 4.125%
HK$108,111
baseline
▲ 0.50% · 4.625%
HK$113,809
+HK$5,698/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$216,222/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,638
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$114,079
−HK$3,497/mo
Today · 4.125%
HK$117,576
baseline
▲ 0.50% · 4.625%
HK$124,730
+HK$7,154/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$235,152/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,083
−HK$6,650/mo
▼ 0.25% · 3.875%
HK$126,384
−HK$3,349/mo
Today · 4.125%
HK$129,733
baseline
▲ 0.50% · 4.625%
HK$136,571
+HK$6,838/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$259,466/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,077
−HK$8,094/mo
▼ 0.25% · 3.875%
HK$133,092
−HK$4,079/mo
Today · 4.125%
HK$137,171
baseline
▲ 0.50% · 4.625%
HK$145,518
+HK$8,347/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$274,342/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,597
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$147,448
−HK$3,907/mo
Today · 4.125%
HK$151,355
baseline
▲ 0.50% · 4.625%
HK$159,333
+HK$7,978/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$302,710/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,956
−HK$10,407/mo
▼ 0.25% · 3.875%
HK$171,119
−HK$5,244/mo
Today · 4.125%
HK$176,363
baseline
▲ 0.50% · 4.625%
HK$187,095
+HK$10,732/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$352,726/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,625
−HK$9,974/mo
▼ 0.25% · 3.875%
HK$189,576
−HK$5,023/mo
Today · 4.125%
HK$194,599
baseline
▲ 0.50% · 4.625%
HK$204,857
+HK$10,258/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$389,198/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,410 · Scale 2, in force from 26 Feb 2026)