LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,200
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$95,068
−HK$2,914/mo
Today · 4.125%
HK$97,982
baseline
▲ 0.50% · 4.625%
HK$103,944
+HK$5,962/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$195,964/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,718,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,571
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,322
−HK$2,791/mo
Today · 4.125%
HK$108,113
baseline
▲ 0.50% · 4.625%
HK$113,812
+HK$5,699/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$216,226/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,718,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,640
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$114,081
−HK$3,497/mo
Today · 4.125%
HK$117,578
baseline
▲ 0.50% · 4.625%
HK$124,732
+HK$7,154/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$235,156/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,086
−HK$6,650/mo
▼ 0.25% · 3.875%
HK$126,387
−HK$3,349/mo
Today · 4.125%
HK$129,736
baseline
▲ 0.50% · 4.625%
HK$136,574
+HK$6,838/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$259,472/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,080
−HK$8,094/mo
▼ 0.25% · 3.875%
HK$133,095
−HK$4,079/mo
Today · 4.125%
HK$137,174
baseline
▲ 0.50% · 4.625%
HK$145,521
+HK$8,347/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$274,348/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,600
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$147,451
−HK$3,907/mo
Today · 4.125%
HK$151,358
baseline
▲ 0.50% · 4.625%
HK$159,337
+HK$7,979/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$302,716/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,960
−HK$10,407/mo
▼ 0.25% · 3.875%
HK$171,122
−HK$5,245/mo
Today · 4.125%
HK$176,367
baseline
▲ 0.50% · 4.625%
HK$187,099
+HK$10,732/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$352,734/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,629
−HK$9,975/mo
▼ 0.25% · 3.875%
HK$189,580
−HK$5,024/mo
Today · 4.125%
HK$194,604
baseline
▲ 0.50% · 4.625%
HK$204,861
+HK$10,257/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$389,208/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,446 · Scale 2, in force from 26 Feb 2026)