LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,220
−HK$578/mo
▼ 0.25% · 3.875%
HK$9,507
−HK$291/mo
Today · 4.125%
HK$9,798
baseline
▲ 0.50% · 4.625%
HK$10,395
+HK$597/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$19,596/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$8,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,257
−HK$554/mo
▼ 0.25% · 3.875%
HK$10,532
−HK$279/mo
Today · 4.125%
HK$10,811
baseline
▲ 0.50% · 4.625%
HK$11,381
+HK$570/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$21,622/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$8,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,064
−HK$694/mo
▼ 0.25% · 3.875%
HK$11,408
−HK$350/mo
Today · 4.125%
HK$11,758
baseline
▲ 0.50% · 4.625%
HK$12,473
+HK$715/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$23,516/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$8,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,309
−HK$665/mo
▼ 0.25% · 3.875%
HK$12,639
−HK$335/mo
Today · 4.125%
HK$12,974
baseline
▲ 0.50% · 4.625%
HK$13,658
+HK$684/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$25,948/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$8,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,908
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,310
−HK$408/mo
Today · 4.125%
HK$13,718
baseline
▲ 0.50% · 4.625%
HK$14,552
+HK$834/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$27,436/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$8,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,360
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,745
−HK$391/mo
Today · 4.125%
HK$15,136
baseline
▲ 0.50% · 4.625%
HK$15,934
+HK$798/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$30,272/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$8,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,596
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,112
−HK$525/mo
Today · 4.125%
HK$17,637
baseline
▲ 0.50% · 4.625%
HK$18,710
+HK$1,073/mo
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,274/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$8,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,463
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,958
−HK$503/mo
Today · 4.125%
HK$19,461
baseline
▲ 0.50% · 4.625%
HK$20,486
+HK$1,025/mo
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$38,922/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$8,793 · Scale 2, in force from 26 Feb 2026)