LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,205
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$95,073
−HK$2,914/mo
Today · 4.125%
HK$97,987
baseline
▲ 0.50% · 4.625%
HK$103,949
+HK$5,962/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$195,974/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,718,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,577
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,328
−HK$2,791/mo
Today · 4.125%
HK$108,119
baseline
▲ 0.50% · 4.625%
HK$113,818
+HK$5,699/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$216,238/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,718,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,646
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$114,087
−HK$3,497/mo
Today · 4.125%
HK$117,584
baseline
▲ 0.50% · 4.625%
HK$124,739
+HK$7,155/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$235,168/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,092
−HK$6,651/mo
▼ 0.25% · 3.875%
HK$126,393
−HK$3,350/mo
Today · 4.125%
HK$129,743
baseline
▲ 0.50% · 4.625%
HK$136,581
+HK$6,838/mo
Deposit HK$16.17M · loan HK$24.26M · min. income ≈ HK$259,486/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,087
−HK$8,095/mo
▼ 0.25% · 3.875%
HK$133,102
−HK$4,080/mo
Today · 4.125%
HK$137,182
baseline
▲ 0.50% · 4.625%
HK$145,529
+HK$8,347/mo
Deposit HK$12.13M · loan HK$28.31M · min. income ≈ HK$274,364/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,608
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$147,459
−HK$3,907/mo
Today · 4.125%
HK$151,366
baseline
▲ 0.50% · 4.625%
HK$159,345
+HK$7,979/mo
Deposit HK$12.13M · loan HK$28.31M · min. income ≈ HK$302,732/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,969
−HK$10,407/mo
▼ 0.25% · 3.875%
HK$171,131
−HK$5,245/mo
Today · 4.125%
HK$176,376
baseline
▲ 0.50% · 4.625%
HK$187,108
+HK$10,732/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$352,752/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,638
−HK$9,976/mo
▼ 0.25% · 3.875%
HK$189,590
−HK$5,024/mo
Today · 4.125%
HK$194,614
baseline
▲ 0.50% · 4.625%
HK$204,872
+HK$10,258/mo
Deposit HK$4.04M · loan HK$36.39M · min. income ≈ HK$389,228/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,536 · Scale 2, in force from 26 Feb 2026)