LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,218
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$95,086
−HK$2,915/mo
Today · 4.125%
HK$98,001
baseline
▲ 0.50% · 4.625%
HK$103,964
+HK$5,963/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$196,002/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,718,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,591
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$105,343
−HK$2,791/mo
Today · 4.125%
HK$108,134
baseline
▲ 0.50% · 4.625%
HK$113,834
+HK$5,700/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$216,268/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,718,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,661
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$114,104
−HK$3,497/mo
Today · 4.125%
HK$117,601
baseline
▲ 0.50% · 4.625%
HK$124,757
+HK$7,156/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$235,202/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,718,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,110
−HK$6,651/mo
▼ 0.25% · 3.875%
HK$126,411
−HK$3,350/mo
Today · 4.125%
HK$129,761
baseline
▲ 0.50% · 4.625%
HK$136,601
+HK$6,840/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$259,522/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,718,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,105
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$133,121
−HK$4,080/mo
Today · 4.125%
HK$137,201
baseline
▲ 0.50% · 4.625%
HK$145,549
+HK$8,348/mo
Deposit HK$12.13M · loan HK$28.31M · min. income ≈ HK$274,402/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,628
−HK$7,760/mo
▼ 0.25% · 3.875%
HK$147,480
−HK$3,908/mo
Today · 4.125%
HK$151,388
baseline
▲ 0.50% · 4.625%
HK$159,368
+HK$7,980/mo
Deposit HK$12.13M · loan HK$28.31M · min. income ≈ HK$302,776/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,992
−HK$10,409/mo
▼ 0.25% · 3.875%
HK$171,155
−HK$5,246/mo
Today · 4.125%
HK$176,401
baseline
▲ 0.50% · 4.625%
HK$187,135
+HK$10,734/mo
Deposit HK$4.04M · loan HK$36.40M · min. income ≈ HK$352,802/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,664
−HK$9,977/mo
▼ 0.25% · 3.875%
HK$189,617
−HK$5,024/mo
Today · 4.125%
HK$194,641
baseline
▲ 0.50% · 4.625%
HK$204,901
+HK$10,260/mo
Deposit HK$4.04M · loan HK$36.40M · min. income ≈ HK$389,282/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,779 · Scale 2, in force from 26 Feb 2026)