LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,222
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$95,091
−HK$2,914/mo
Today · 4.125%
HK$98,005
baseline
▲ 0.50% · 4.625%
HK$103,968
+HK$5,963/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$196,010/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,718,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,596
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$105,347
−HK$2,792/mo
Today · 4.125%
HK$108,139
baseline
▲ 0.50% · 4.625%
HK$113,839
+HK$5,700/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$216,278/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,718,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,666
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$114,109
−HK$3,497/mo
Today · 4.125%
HK$117,606
baseline
▲ 0.50% · 4.625%
HK$124,762
+HK$7,156/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$235,212/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,718,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,115
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$126,417
−HK$3,350/mo
Today · 4.125%
HK$129,767
baseline
▲ 0.50% · 4.625%
HK$136,607
+HK$6,840/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$259,534/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,718,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,111
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$133,127
−HK$4,080/mo
Today · 4.125%
HK$137,207
baseline
▲ 0.50% · 4.625%
HK$145,556
+HK$8,349/mo
Deposit HK$12.13M · loan HK$28.31M · min. income ≈ HK$274,414/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,634
−HK$7,760/mo
▼ 0.25% · 3.875%
HK$147,486
−HK$3,908/mo
Today · 4.125%
HK$151,394
baseline
▲ 0.50% · 4.625%
HK$159,375
+HK$7,981/mo
Deposit HK$12.13M · loan HK$28.31M · min. income ≈ HK$302,788/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,999
−HK$10,410/mo
▼ 0.25% · 3.875%
HK$171,163
−HK$5,246/mo
Today · 4.125%
HK$176,409
baseline
▲ 0.50% · 4.625%
HK$187,143
+HK$10,734/mo
Deposit HK$4.04M · loan HK$36.40M · min. income ≈ HK$352,818/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,673
−HK$9,977/mo
▼ 0.25% · 3.875%
HK$189,625
−HK$5,025/mo
Today · 4.125%
HK$194,650
baseline
▲ 0.50% · 4.625%
HK$204,910
+HK$10,260/mo
Deposit HK$4.04M · loan HK$36.40M · min. income ≈ HK$389,300/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,855 · Scale 2, in force from 26 Feb 2026)