LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,230
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$95,098
−HK$2,915/mo
Today · 4.125%
HK$98,013
baseline
▲ 0.50% · 4.625%
HK$103,977
+HK$5,964/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$196,026/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,718,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,604
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$105,356
−HK$2,792/mo
Today · 4.125%
HK$108,148
baseline
▲ 0.50% · 4.625%
HK$113,848
+HK$5,700/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$216,296/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,718,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,675
−HK$6,941/mo
▼ 0.25% · 3.875%
HK$114,118
−HK$3,498/mo
Today · 4.125%
HK$117,616
baseline
▲ 0.50% · 4.625%
HK$124,772
+HK$7,156/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$235,232/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,718,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,125
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$126,427
−HK$3,350/mo
Today · 4.125%
HK$129,777
baseline
▲ 0.50% · 4.625%
HK$136,618
+HK$6,841/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$259,554/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,718,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,121
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$133,138
−HK$4,080/mo
Today · 4.125%
HK$137,218
baseline
▲ 0.50% · 4.625%
HK$145,568
+HK$8,350/mo
Deposit HK$12.13M · loan HK$28.31M · min. income ≈ HK$274,436/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,646
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$147,499
−HK$3,908/mo
Today · 4.125%
HK$151,407
baseline
▲ 0.50% · 4.625%
HK$159,388
+HK$7,981/mo
Deposit HK$12.13M · loan HK$28.31M · min. income ≈ HK$302,814/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,013
−HK$10,411/mo
▼ 0.25% · 3.875%
HK$171,177
−HK$5,247/mo
Today · 4.125%
HK$176,424
baseline
▲ 0.50% · 4.625%
HK$187,159
+HK$10,735/mo
Deposit HK$4.04M · loan HK$36.40M · min. income ≈ HK$352,848/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,688
−HK$9,978/mo
▼ 0.25% · 3.875%
HK$189,641
−HK$5,025/mo
Today · 4.125%
HK$194,666
baseline
▲ 0.50% · 4.625%
HK$204,927
+HK$10,261/mo
Deposit HK$4.04M · loan HK$36.40M · min. income ≈ HK$389,332/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,998 · Scale 2, in force from 26 Feb 2026)