LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,235
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$95,104
−HK$2,915/mo
Today · 4.125%
HK$98,019
baseline
▲ 0.50% · 4.625%
HK$103,983
+HK$5,964/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$196,038/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,719,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,610
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$105,362
−HK$2,792/mo
Today · 4.125%
HK$108,154
baseline
▲ 0.50% · 4.625%
HK$113,855
+HK$5,701/mo
Deposit HK$20.22M · loan HK$20.22M · min. income ≈ HK$216,308/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,719,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,682
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$114,125
−HK$3,497/mo
Today · 4.125%
HK$117,622
baseline
▲ 0.50% · 4.625%
HK$124,779
+HK$7,157/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$235,244/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,132
−HK$6,653/mo
▼ 0.25% · 3.875%
HK$126,435
−HK$3,350/mo
Today · 4.125%
HK$129,785
baseline
▲ 0.50% · 4.625%
HK$136,626
+HK$6,841/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$259,570/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,129
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$133,145
−HK$4,081/mo
Today · 4.125%
HK$137,226
baseline
▲ 0.50% · 4.625%
HK$145,576
+HK$8,350/mo
Deposit HK$12.13M · loan HK$28.31M · min. income ≈ HK$274,452/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,719,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,654
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$147,507
−HK$3,909/mo
Today · 4.125%
HK$151,416
baseline
▲ 0.50% · 4.625%
HK$159,397
+HK$7,981/mo
Deposit HK$12.13M · loan HK$28.31M · min. income ≈ HK$302,832/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,719,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,023
−HK$10,411/mo
▼ 0.25% · 3.875%
HK$171,187
−HK$5,247/mo
Today · 4.125%
HK$176,434
baseline
▲ 0.50% · 4.625%
HK$187,169
+HK$10,735/mo
Deposit HK$4.04M · loan HK$36.40M · min. income ≈ HK$352,868/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,719,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,698
−HK$9,979/mo
▼ 0.25% · 3.875%
HK$189,652
−HK$5,025/mo
Today · 4.125%
HK$194,677
baseline
▲ 0.50% · 4.625%
HK$204,939
+HK$10,262/mo
Deposit HK$4.04M · loan HK$36.40M · min. income ≈ HK$389,354/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,719,095 · Scale 2, in force from 26 Feb 2026)