LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,224
−HK$578/mo
▼ 0.25% · 3.875%
HK$9,510
−HK$292/mo
Today · 4.125%
HK$9,802
baseline
▲ 0.50% · 4.625%
HK$10,398
+HK$596/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$19,604/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$9,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,261
−HK$554/mo
▼ 0.25% · 3.875%
HK$10,536
−HK$279/mo
Today · 4.125%
HK$10,815
baseline
▲ 0.50% · 4.625%
HK$11,386
+HK$571/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$21,630/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$9,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,068
−HK$694/mo
▼ 0.25% · 3.875%
HK$11,413
−HK$349/mo
Today · 4.125%
HK$11,762
baseline
▲ 0.50% · 4.625%
HK$12,478
+HK$716/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$23,524/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$9,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,313
−HK$666/mo
▼ 0.25% · 3.875%
HK$12,644
−HK$335/mo
Today · 4.125%
HK$12,979
baseline
▲ 0.50% · 4.625%
HK$13,663
+HK$684/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$25,958/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$9,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,913
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,315
−HK$408/mo
Today · 4.125%
HK$13,723
baseline
▲ 0.50% · 4.625%
HK$14,558
+HK$835/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$27,446/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$9,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,366
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,751
−HK$391/mo
Today · 4.125%
HK$15,142
baseline
▲ 0.50% · 4.625%
HK$15,940
+HK$798/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$30,284/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$9,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,602
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,119
−HK$524/mo
Today · 4.125%
HK$17,643
baseline
▲ 0.50% · 4.625%
HK$18,717
+HK$1,074/mo
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,286/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$9,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,470
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,965
−HK$503/mo
Today · 4.125%
HK$19,468
baseline
▲ 0.50% · 4.625%
HK$20,494
+HK$1,026/mo
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$38,936/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$9,090 · Scale 2, in force from 26 Feb 2026)