LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,237
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$95,106
−HK$2,915/mo
Today · 4.125%
HK$98,021
baseline
▲ 0.50% · 4.625%
HK$103,985
+HK$5,964/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$196,042/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,719,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,612
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$105,364
−HK$2,792/mo
Today · 4.125%
HK$108,156
baseline
▲ 0.50% · 4.625%
HK$113,857
+HK$5,701/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$216,312/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,719,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,684
−HK$6,941/mo
▼ 0.25% · 3.875%
HK$114,127
−HK$3,498/mo
Today · 4.125%
HK$117,625
baseline
▲ 0.50% · 4.625%
HK$124,782
+HK$7,157/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$235,250/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,135
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$126,437
−HK$3,350/mo
Today · 4.125%
HK$129,787
baseline
▲ 0.50% · 4.625%
HK$136,628
+HK$6,841/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$259,574/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,131
−HK$8,098/mo
▼ 0.25% · 3.875%
HK$133,148
−HK$4,081/mo
Today · 4.125%
HK$137,229
baseline
▲ 0.50% · 4.625%
HK$145,579
+HK$8,350/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$274,458/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,719,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,657
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$147,510
−HK$3,908/mo
Today · 4.125%
HK$151,418
baseline
▲ 0.50% · 4.625%
HK$159,400
+HK$7,982/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$302,836/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,719,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,026
−HK$10,411/mo
▼ 0.25% · 3.875%
HK$171,190
−HK$5,247/mo
Today · 4.125%
HK$176,437
baseline
▲ 0.50% · 4.625%
HK$187,173
+HK$10,736/mo
Deposit HK$4.05M · loan HK$36.41M · min. income ≈ HK$352,874/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,719,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,702
−HK$9,979/mo
▼ 0.25% · 3.875%
HK$189,656
−HK$5,025/mo
Today · 4.125%
HK$194,681
baseline
▲ 0.50% · 4.625%
HK$204,943
+HK$10,262/mo
Deposit HK$4.05M · loan HK$36.41M · min. income ≈ HK$389,362/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,719,128 · Scale 2, in force from 26 Feb 2026)