LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,237
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$95,107
−HK$2,915/mo
Today · 4.125%
HK$98,022
baseline
▲ 0.50% · 4.625%
HK$103,986
+HK$5,964/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$196,044/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,719,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,613
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$105,365
−HK$2,792/mo
Today · 4.125%
HK$108,157
baseline
▲ 0.50% · 4.625%
HK$113,858
+HK$5,701/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$216,314/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,719,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,685
−HK$6,941/mo
▼ 0.25% · 3.875%
HK$114,128
−HK$3,498/mo
Today · 4.125%
HK$117,626
baseline
▲ 0.50% · 4.625%
HK$124,783
+HK$7,157/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$235,252/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,136
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$126,438
−HK$3,350/mo
Today · 4.125%
HK$129,788
baseline
▲ 0.50% · 4.625%
HK$136,630
+HK$6,842/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$259,576/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,132
−HK$8,098/mo
▼ 0.25% · 3.875%
HK$133,149
−HK$4,081/mo
Today · 4.125%
HK$137,230
baseline
▲ 0.50% · 4.625%
HK$145,580
+HK$8,350/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$274,460/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,719,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,658
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$147,511
−HK$3,909/mo
Today · 4.125%
HK$151,420
baseline
▲ 0.50% · 4.625%
HK$159,401
+HK$7,981/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$302,840/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,719,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,027
−HK$10,412/mo
▼ 0.25% · 3.875%
HK$171,192
−HK$5,247/mo
Today · 4.125%
HK$176,439
baseline
▲ 0.50% · 4.625%
HK$187,175
+HK$10,736/mo
Deposit HK$4.05M · loan HK$36.41M · min. income ≈ HK$352,878/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,719,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,704
−HK$9,979/mo
▼ 0.25% · 3.875%
HK$189,657
−HK$5,026/mo
Today · 4.125%
HK$194,683
baseline
▲ 0.50% · 4.625%
HK$204,945
+HK$10,262/mo
Deposit HK$4.05M · loan HK$36.41M · min. income ≈ HK$389,366/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,719,145 · Scale 2, in force from 26 Feb 2026)