LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,239
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$95,108
−HK$2,916/mo
Today · 4.125%
HK$98,024
baseline
▲ 0.50% · 4.625%
HK$103,988
+HK$5,964/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$196,048/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,719,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,615
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$105,367
−HK$2,792/mo
Today · 4.125%
HK$108,159
baseline
▲ 0.50% · 4.625%
HK$113,861
+HK$5,702/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$216,318/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$1,719,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,687
−HK$6,941/mo
▼ 0.25% · 3.875%
HK$114,130
−HK$3,498/mo
Today · 4.125%
HK$117,628
baseline
▲ 0.50% · 4.625%
HK$124,786
+HK$7,158/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$235,256/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,138
−HK$6,653/mo
▼ 0.25% · 3.875%
HK$126,441
−HK$3,350/mo
Today · 4.125%
HK$129,791
baseline
▲ 0.50% · 4.625%
HK$136,633
+HK$6,842/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$259,582/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,135
−HK$8,098/mo
▼ 0.25% · 3.875%
HK$133,152
−HK$4,081/mo
Today · 4.125%
HK$137,233
baseline
▲ 0.50% · 4.625%
HK$145,583
+HK$8,350/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$274,466/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,719,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,661
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$147,514
−HK$3,909/mo
Today · 4.125%
HK$151,423
baseline
▲ 0.50% · 4.625%
HK$159,405
+HK$7,982/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$302,846/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,719,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,031
−HK$10,411/mo
▼ 0.25% · 3.875%
HK$171,195
−HK$5,247/mo
Today · 4.125%
HK$176,442
baseline
▲ 0.50% · 4.625%
HK$187,178
+HK$10,736/mo
Deposit HK$4.05M · loan HK$36.41M · min. income ≈ HK$352,884/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,719,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,708
−HK$9,979/mo
▼ 0.25% · 3.875%
HK$189,661
−HK$5,026/mo
Today · 4.125%
HK$194,687
baseline
▲ 0.50% · 4.625%
HK$204,949
+HK$10,262/mo
Deposit HK$4.05M · loan HK$36.41M · min. income ≈ HK$389,374/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,719,181 · Scale 2, in force from 26 Feb 2026)