LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,243
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$95,112
−HK$2,915/mo
Today · 4.125%
HK$98,027
baseline
▲ 0.50% · 4.625%
HK$103,992
+HK$5,965/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$196,054/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$1,719,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,619
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$105,372
−HK$2,792/mo
Today · 4.125%
HK$108,164
baseline
▲ 0.50% · 4.625%
HK$113,865
+HK$5,701/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$216,328/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$1,719,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,691
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$114,135
−HK$3,498/mo
Today · 4.125%
HK$117,633
baseline
▲ 0.50% · 4.625%
HK$124,791
+HK$7,158/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$235,266/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,143
−HK$6,653/mo
▼ 0.25% · 3.875%
HK$126,446
−HK$3,350/mo
Today · 4.125%
HK$129,796
baseline
▲ 0.50% · 4.625%
HK$136,638
+HK$6,842/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$259,592/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,140
−HK$8,098/mo
▼ 0.25% · 3.875%
HK$133,157
−HK$4,081/mo
Today · 4.125%
HK$137,238
baseline
▲ 0.50% · 4.625%
HK$145,589
+HK$8,351/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$274,476/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,719,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,667
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$147,520
−HK$3,909/mo
Today · 4.125%
HK$151,429
baseline
▲ 0.50% · 4.625%
HK$159,411
+HK$7,982/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$302,858/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,719,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,037
−HK$10,412/mo
▼ 0.25% · 3.875%
HK$171,202
−HK$5,247/mo
Today · 4.125%
HK$176,449
baseline
▲ 0.50% · 4.625%
HK$187,186
+HK$10,737/mo
Deposit HK$4.05M · loan HK$36.41M · min. income ≈ HK$352,898/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,719,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,715
−HK$9,979/mo
▼ 0.25% · 3.875%
HK$189,669
−HK$5,025/mo
Today · 4.125%
HK$194,694
baseline
▲ 0.50% · 4.625%
HK$204,957
+HK$10,263/mo
Deposit HK$4.05M · loan HK$36.41M · min. income ≈ HK$389,388/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,719,247 · Scale 2, in force from 26 Feb 2026)