LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,224
−HK$579/mo
▼ 0.25% · 3.875%
HK$9,511
−HK$292/mo
Today · 4.125%
HK$9,803
baseline
▲ 0.50% · 4.625%
HK$10,399
+HK$596/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$19,606/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$9,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,262
−HK$555/mo
▼ 0.25% · 3.875%
HK$10,537
−HK$280/mo
Today · 4.125%
HK$10,817
baseline
▲ 0.50% · 4.625%
HK$11,387
+HK$570/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$21,634/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$9,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,069
−HK$694/mo
▼ 0.25% · 3.875%
HK$11,414
−HK$349/mo
Today · 4.125%
HK$11,763
baseline
▲ 0.50% · 4.625%
HK$12,479
+HK$716/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$23,526/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$9,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,314
−HK$666/mo
▼ 0.25% · 3.875%
HK$12,645
−HK$335/mo
Today · 4.125%
HK$12,980
baseline
▲ 0.50% · 4.625%
HK$13,664
+HK$684/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$25,960/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$9,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,914
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,316
−HK$408/mo
Today · 4.125%
HK$13,724
baseline
▲ 0.50% · 4.625%
HK$14,559
+HK$835/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$27,448/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$9,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,367
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,752
−HK$391/mo
Today · 4.125%
HK$15,143
baseline
▲ 0.50% · 4.625%
HK$15,941
+HK$798/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$30,286/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$9,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,604
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,120
−HK$525/mo
Today · 4.125%
HK$17,645
baseline
▲ 0.50% · 4.625%
HK$18,719
+HK$1,074/mo
Deposit HK$405K · loan HK$3.64M · min. income ≈ HK$35,290/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$9,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,472
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,967
−HK$503/mo
Today · 4.125%
HK$19,470
baseline
▲ 0.50% · 4.625%
HK$20,496
+HK$1,026/mo
Deposit HK$405K · loan HK$3.64M · min. income ≈ HK$38,940/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$9,169 · Scale 2, in force from 26 Feb 2026)