LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,252
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$95,122
−HK$2,915/mo
Today · 4.125%
HK$98,037
baseline
▲ 0.50% · 4.625%
HK$104,002
+HK$5,965/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$196,074/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$1,719,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,629
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$105,382
−HK$2,792/mo
Today · 4.125%
HK$108,174
baseline
▲ 0.50% · 4.625%
HK$113,876
+HK$5,702/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$216,348/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$1,719,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,702
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$114,146
−HK$3,498/mo
Today · 4.125%
HK$117,644
baseline
▲ 0.50% · 4.625%
HK$124,803
+HK$7,159/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$235,288/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,155
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$126,458
−HK$3,351/mo
Today · 4.125%
HK$129,809
baseline
▲ 0.50% · 4.625%
HK$136,651
+HK$6,842/mo
Deposit HK$16.18M · loan HK$24.27M · min. income ≈ HK$259,618/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,153
−HK$8,099/mo
▼ 0.25% · 3.875%
HK$133,170
−HK$4,082/mo
Today · 4.125%
HK$137,252
baseline
▲ 0.50% · 4.625%
HK$145,603
+HK$8,351/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$274,504/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,719,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,681
−HK$7,763/mo
▼ 0.25% · 3.875%
HK$147,535
−HK$3,909/mo
Today · 4.125%
HK$151,444
baseline
▲ 0.50% · 4.625%
HK$159,427
+HK$7,983/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$302,888/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,719,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,054
−HK$10,413/mo
▼ 0.25% · 3.875%
HK$171,219
−HK$5,248/mo
Today · 4.125%
HK$176,467
baseline
▲ 0.50% · 4.625%
HK$187,204
+HK$10,737/mo
Deposit HK$4.05M · loan HK$36.41M · min. income ≈ HK$352,934/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,719,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,733
−HK$9,981/mo
▼ 0.25% · 3.875%
HK$189,687
−HK$5,027/mo
Today · 4.125%
HK$194,714
baseline
▲ 0.50% · 4.625%
HK$204,977
+HK$10,263/mo
Deposit HK$4.05M · loan HK$36.41M · min. income ≈ HK$389,428/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,719,417 · Scale 2, in force from 26 Feb 2026)