LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,256
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$95,125
−HK$2,916/mo
Today · 4.125%
HK$98,041
baseline
▲ 0.50% · 4.625%
HK$104,006
+HK$5,965/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$196,082/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$1,719,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,633
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$105,386
−HK$2,792/mo
Today · 4.125%
HK$108,178
baseline
▲ 0.50% · 4.625%
HK$113,881
+HK$5,703/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$216,356/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$1,719,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,707
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$114,150
−HK$3,499/mo
Today · 4.125%
HK$117,649
baseline
▲ 0.50% · 4.625%
HK$124,808
+HK$7,159/mo
Deposit HK$16.18M · loan HK$24.28M · min. income ≈ HK$235,298/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,160
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$126,463
−HK$3,351/mo
Today · 4.125%
HK$129,814
baseline
▲ 0.50% · 4.625%
HK$136,657
+HK$6,843/mo
Deposit HK$16.18M · loan HK$24.28M · min. income ≈ HK$259,628/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,158
−HK$8,099/mo
▼ 0.25% · 3.875%
HK$133,175
−HK$4,082/mo
Today · 4.125%
HK$137,257
baseline
▲ 0.50% · 4.625%
HK$145,609
+HK$8,352/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$274,514/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,719,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,687
−HK$7,763/mo
▼ 0.25% · 3.875%
HK$147,540
−HK$3,910/mo
Today · 4.125%
HK$151,450
baseline
▲ 0.50% · 4.625%
HK$159,433
+HK$7,983/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$302,900/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,719,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,060
−HK$10,414/mo
▼ 0.25% · 3.875%
HK$171,226
−HK$5,248/mo
Today · 4.125%
HK$176,474
baseline
▲ 0.50% · 4.625%
HK$187,212
+HK$10,738/mo
Deposit HK$4.05M · loan HK$36.41M · min. income ≈ HK$352,948/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,719,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,740
−HK$9,981/mo
▼ 0.25% · 3.875%
HK$189,695
−HK$5,026/mo
Today · 4.125%
HK$194,721
baseline
▲ 0.50% · 4.625%
HK$204,985
+HK$10,264/mo
Deposit HK$4.05M · loan HK$36.41M · min. income ≈ HK$389,442/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,719,484 · Scale 2, in force from 26 Feb 2026)