LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,264
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$95,134
−HK$2,915/mo
Today · 4.125%
HK$98,049
baseline
▲ 0.50% · 4.625%
HK$104,016
+HK$5,967/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$196,098/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$1,719,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,642
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$105,395
−HK$2,793/mo
Today · 4.125%
HK$108,188
baseline
▲ 0.50% · 4.625%
HK$113,891
+HK$5,703/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$216,376/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$1,719,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,716
−HK$6,943/mo
▼ 0.25% · 3.875%
HK$114,160
−HK$3,499/mo
Today · 4.125%
HK$117,659
baseline
▲ 0.50% · 4.625%
HK$124,819
+HK$7,160/mo
Deposit HK$16.18M · loan HK$24.28M · min. income ≈ HK$235,318/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,171
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$126,474
−HK$3,351/mo
Today · 4.125%
HK$129,825
baseline
▲ 0.50% · 4.625%
HK$136,669
+HK$6,844/mo
Deposit HK$16.18M · loan HK$24.28M · min. income ≈ HK$259,650/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,719,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,169
−HK$8,100/mo
▼ 0.25% · 3.875%
HK$133,187
−HK$4,082/mo
Today · 4.125%
HK$137,269
baseline
▲ 0.50% · 4.625%
HK$145,622
+HK$8,353/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$274,538/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,719,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,699
−HK$7,764/mo
▼ 0.25% · 3.875%
HK$147,553
−HK$3,910/mo
Today · 4.125%
HK$151,463
baseline
▲ 0.50% · 4.625%
HK$159,447
+HK$7,984/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$302,926/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,719,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,075
−HK$10,414/mo
▼ 0.25% · 3.875%
HK$171,241
−HK$5,248/mo
Today · 4.125%
HK$176,489
baseline
▲ 0.50% · 4.625%
HK$187,228
+HK$10,739/mo
Deposit HK$4.05M · loan HK$36.42M · min. income ≈ HK$352,978/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,719,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,756
−HK$9,982/mo
▼ 0.25% · 3.875%
HK$189,711
−HK$5,027/mo
Today · 4.125%
HK$194,738
baseline
▲ 0.50% · 4.625%
HK$205,003
+HK$10,265/mo
Deposit HK$4.05M · loan HK$36.42M · min. income ≈ HK$389,476/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,719,635 · Scale 2, in force from 26 Feb 2026)