LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,226
−HK$579/mo
▼ 0.25% · 3.875%
HK$9,513
−HK$292/mo
Today · 4.125%
HK$9,805
baseline
▲ 0.50% · 4.625%
HK$10,402
+HK$597/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$19,610/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$9,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,264
−HK$555/mo
▼ 0.25% · 3.875%
HK$10,540
−HK$279/mo
Today · 4.125%
HK$10,819
baseline
▲ 0.50% · 4.625%
HK$11,389
+HK$570/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$21,638/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$9,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,072
−HK$694/mo
▼ 0.25% · 3.875%
HK$11,416
−HK$350/mo
Today · 4.125%
HK$11,766
baseline
▲ 0.50% · 4.625%
HK$12,482
+HK$716/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$23,532/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$9,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,317
−HK$666/mo
▼ 0.25% · 3.875%
HK$12,648
−HK$335/mo
Today · 4.125%
HK$12,983
baseline
▲ 0.50% · 4.625%
HK$13,667
+HK$684/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$25,966/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$9,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,917
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,319
−HK$408/mo
Today · 4.125%
HK$13,727
baseline
▲ 0.50% · 4.625%
HK$14,562
+HK$835/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$27,454/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$9,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,370
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,756
−HK$390/mo
Today · 4.125%
HK$15,146
baseline
▲ 0.50% · 4.625%
HK$15,945
+HK$799/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$30,292/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$9,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,608
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,124
−HK$525/mo
Today · 4.125%
HK$17,649
baseline
▲ 0.50% · 4.625%
HK$18,723
+HK$1,074/mo
Deposit HK$405K · loan HK$3.64M · min. income ≈ HK$35,298/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$9,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,476
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,971
−HK$503/mo
Today · 4.125%
HK$19,474
baseline
▲ 0.50% · 4.625%
HK$20,501
+HK$1,027/mo
Deposit HK$405K · loan HK$3.64M · min. income ≈ HK$38,948/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$9,350 · Scale 2, in force from 26 Feb 2026)