LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,269
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$95,139
−HK$2,916/mo
Today · 4.125%
HK$98,055
baseline
▲ 0.50% · 4.625%
HK$104,021
+HK$5,966/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$196,110/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$1,719,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,648
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$105,401
−HK$2,793/mo
Today · 4.125%
HK$108,194
baseline
▲ 0.50% · 4.625%
HK$113,897
+HK$5,703/mo
Deposit HK$20.23M · loan HK$20.23M · min. income ≈ HK$216,388/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$1,719,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,722
−HK$6,944/mo
▼ 0.25% · 3.875%
HK$114,167
−HK$3,499/mo
Today · 4.125%
HK$117,666
baseline
▲ 0.50% · 4.625%
HK$124,825
+HK$7,159/mo
Deposit HK$16.19M · loan HK$24.28M · min. income ≈ HK$235,332/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,719,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,178
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$126,481
−HK$3,351/mo
Today · 4.125%
HK$129,832
baseline
▲ 0.50% · 4.625%
HK$136,676
+HK$6,844/mo
Deposit HK$16.19M · loan HK$24.28M · min. income ≈ HK$259,664/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,719,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,176
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$133,194
−HK$4,083/mo
Today · 4.125%
HK$137,277
baseline
▲ 0.50% · 4.625%
HK$145,630
+HK$8,353/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$274,554/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,719,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,707
−HK$7,764/mo
▼ 0.25% · 3.875%
HK$147,561
−HK$3,910/mo
Today · 4.125%
HK$151,471
baseline
▲ 0.50% · 4.625%
HK$159,456
+HK$7,985/mo
Deposit HK$12.14M · loan HK$28.32M · min. income ≈ HK$302,942/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,719,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,084
−HK$10,415/mo
▼ 0.25% · 3.875%
HK$171,250
−HK$5,249/mo
Today · 4.125%
HK$176,499
baseline
▲ 0.50% · 4.625%
HK$187,238
+HK$10,739/mo
Deposit HK$4.05M · loan HK$36.42M · min. income ≈ HK$352,998/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,719,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,766
−HK$9,983/mo
▼ 0.25% · 3.875%
HK$189,722
−HK$5,027/mo
Today · 4.125%
HK$194,749
baseline
▲ 0.50% · 4.625%
HK$205,014
+HK$10,265/mo
Deposit HK$4.05M · loan HK$36.42M · min. income ≈ HK$389,498/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,719,728 · Scale 2, in force from 26 Feb 2026)