LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,290
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$95,160
−HK$2,917/mo
Today · 4.125%
HK$98,077
baseline
▲ 0.50% · 4.625%
HK$104,045
+HK$5,968/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$196,154/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,671
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$105,425
−HK$2,793/mo
Today · 4.125%
HK$108,218
baseline
▲ 0.50% · 4.625%
HK$113,923
+HK$5,705/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$216,436/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,748
−HK$6,945/mo
▼ 0.25% · 3.875%
HK$114,193
−HK$3,500/mo
Today · 4.125%
HK$117,693
baseline
▲ 0.50% · 4.625%
HK$124,854
+HK$7,161/mo
Deposit HK$16.19M · loan HK$24.28M · min. income ≈ HK$235,386/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,206
−HK$6,656/mo
▼ 0.25% · 3.875%
HK$126,510
−HK$3,352/mo
Today · 4.125%
HK$129,862
baseline
▲ 0.50% · 4.625%
HK$136,707
+HK$6,845/mo
Deposit HK$16.19M · loan HK$24.28M · min. income ≈ HK$259,724/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,206
−HK$8,102/mo
▼ 0.25% · 3.875%
HK$133,225
−HK$4,083/mo
Today · 4.125%
HK$137,308
baseline
▲ 0.50% · 4.625%
HK$145,663
+HK$8,355/mo
Deposit HK$12.14M · loan HK$28.33M · min. income ≈ HK$274,616/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,720,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,740
−HK$7,766/mo
▼ 0.25% · 3.875%
HK$147,595
−HK$3,911/mo
Today · 4.125%
HK$151,506
baseline
▲ 0.50% · 4.625%
HK$159,492
+HK$7,986/mo
Deposit HK$12.14M · loan HK$28.33M · min. income ≈ HK$303,012/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,720,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,122
−HK$10,417/mo
▼ 0.25% · 3.875%
HK$171,289
−HK$5,250/mo
Today · 4.125%
HK$176,539
baseline
▲ 0.50% · 4.625%
HK$187,281
+HK$10,742/mo
Deposit HK$4.05M · loan HK$36.43M · min. income ≈ HK$353,078/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,809
−HK$9,984/mo
▼ 0.25% · 3.875%
HK$189,765
−HK$5,028/mo
Today · 4.125%
HK$194,793
baseline
▲ 0.50% · 4.625%
HK$205,061
+HK$10,268/mo
Deposit HK$4.05M · loan HK$36.43M · min. income ≈ HK$389,586/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,120 · Scale 2, in force from 26 Feb 2026)