LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,291
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,162
−HK$2,917/mo
Today · 4.125%
HK$98,079
baseline
▲ 0.50% · 4.625%
HK$104,046
+HK$5,967/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$196,158/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,673
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$105,427
−HK$2,793/mo
Today · 4.125%
HK$108,220
baseline
▲ 0.50% · 4.625%
HK$113,924
+HK$5,704/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$216,440/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,749
−HK$6,945/mo
▼ 0.25% · 3.875%
HK$114,194
−HK$3,500/mo
Today · 4.125%
HK$117,694
baseline
▲ 0.50% · 4.625%
HK$124,856
+HK$7,162/mo
Deposit HK$16.19M · loan HK$24.28M · min. income ≈ HK$235,388/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,207
−HK$6,657/mo
▼ 0.25% · 3.875%
HK$126,512
−HK$3,352/mo
Today · 4.125%
HK$129,864
baseline
▲ 0.50% · 4.625%
HK$136,709
+HK$6,845/mo
Deposit HK$16.19M · loan HK$24.28M · min. income ≈ HK$259,728/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,207
−HK$8,103/mo
▼ 0.25% · 3.875%
HK$133,227
−HK$4,083/mo
Today · 4.125%
HK$137,310
baseline
▲ 0.50% · 4.625%
HK$145,665
+HK$8,355/mo
Deposit HK$12.14M · loan HK$28.33M · min. income ≈ HK$274,620/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,720,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,742
−HK$7,766/mo
▼ 0.25% · 3.875%
HK$147,597
−HK$3,911/mo
Today · 4.125%
HK$151,508
baseline
▲ 0.50% · 4.625%
HK$159,494
+HK$7,986/mo
Deposit HK$12.14M · loan HK$28.33M · min. income ≈ HK$303,016/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,720,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,124
−HK$10,417/mo
▼ 0.25% · 3.875%
HK$171,291
−HK$5,250/mo
Today · 4.125%
HK$176,541
baseline
▲ 0.50% · 4.625%
HK$187,283
+HK$10,742/mo
Deposit HK$4.05M · loan HK$36.43M · min. income ≈ HK$353,082/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,811
−HK$9,985/mo
▼ 0.25% · 3.875%
HK$189,768
−HK$5,028/mo
Today · 4.125%
HK$194,796
baseline
▲ 0.50% · 4.625%
HK$205,064
+HK$10,268/mo
Deposit HK$4.05M · loan HK$36.43M · min. income ≈ HK$389,592/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,145 · Scale 2, in force from 26 Feb 2026)