LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,295
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$95,166
−HK$2,916/mo
Today · 4.125%
HK$98,082
baseline
▲ 0.50% · 4.625%
HK$104,050
+HK$5,968/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$196,164/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,677
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$105,431
−HK$2,793/mo
Today · 4.125%
HK$108,224
baseline
▲ 0.50% · 4.625%
HK$113,929
+HK$5,705/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$216,448/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,754
−HK$6,945/mo
▼ 0.25% · 3.875%
HK$114,199
−HK$3,500/mo
Today · 4.125%
HK$117,699
baseline
▲ 0.50% · 4.625%
HK$124,860
+HK$7,161/mo
Deposit HK$16.19M · loan HK$24.29M · min. income ≈ HK$235,398/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,212
−HK$6,657/mo
▼ 0.25% · 3.875%
HK$126,517
−HK$3,352/mo
Today · 4.125%
HK$129,869
baseline
▲ 0.50% · 4.625%
HK$136,715
+HK$6,846/mo
Deposit HK$16.19M · loan HK$24.29M · min. income ≈ HK$259,738/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,212
−HK$8,103/mo
▼ 0.25% · 3.875%
HK$133,232
−HK$4,083/mo
Today · 4.125%
HK$137,315
baseline
▲ 0.50% · 4.625%
HK$145,671
+HK$8,356/mo
Deposit HK$12.14M · loan HK$28.33M · min. income ≈ HK$274,630/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,720,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,748
−HK$7,766/mo
▼ 0.25% · 3.875%
HK$147,603
−HK$3,911/mo
Today · 4.125%
HK$151,514
baseline
▲ 0.50% · 4.625%
HK$159,500
+HK$7,986/mo
Deposit HK$12.14M · loan HK$28.33M · min. income ≈ HK$303,028/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,720,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,130
−HK$10,418/mo
▼ 0.25% · 3.875%
HK$171,298
−HK$5,250/mo
Today · 4.125%
HK$176,548
baseline
▲ 0.50% · 4.625%
HK$187,291
+HK$10,743/mo
Deposit HK$4.05M · loan HK$36.43M · min. income ≈ HK$353,096/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,818
−HK$9,985/mo
▼ 0.25% · 3.875%
HK$189,775
−HK$5,028/mo
Today · 4.125%
HK$194,803
baseline
▲ 0.50% · 4.625%
HK$205,072
+HK$10,269/mo
Deposit HK$4.05M · loan HK$36.43M · min. income ≈ HK$389,606/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,211 · Scale 2, in force from 26 Feb 2026)