LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,299
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,170
−HK$2,917/mo
Today · 4.125%
HK$98,087
baseline
▲ 0.50% · 4.625%
HK$104,055
+HK$5,968/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$196,174/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,681
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$105,435
−HK$2,794/mo
Today · 4.125%
HK$108,229
baseline
▲ 0.50% · 4.625%
HK$113,934
+HK$5,705/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$216,458/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,758
−HK$6,946/mo
▼ 0.25% · 3.875%
HK$114,204
−HK$3,500/mo
Today · 4.125%
HK$117,704
baseline
▲ 0.50% · 4.625%
HK$124,866
+HK$7,162/mo
Deposit HK$16.19M · loan HK$24.29M · min. income ≈ HK$235,408/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,218
−HK$6,657/mo
▼ 0.25% · 3.875%
HK$126,522
−HK$3,353/mo
Today · 4.125%
HK$129,875
baseline
▲ 0.50% · 4.625%
HK$136,721
+HK$6,846/mo
Deposit HK$16.19M · loan HK$24.29M · min. income ≈ HK$259,750/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,218
−HK$8,103/mo
▼ 0.25% · 3.875%
HK$133,238
−HK$4,083/mo
Today · 4.125%
HK$137,321
baseline
▲ 0.50% · 4.625%
HK$145,677
+HK$8,356/mo
Deposit HK$12.14M · loan HK$28.33M · min. income ≈ HK$274,642/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,720,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,754
−HK$7,767/mo
▼ 0.25% · 3.875%
HK$147,609
−HK$3,912/mo
Today · 4.125%
HK$151,521
baseline
▲ 0.50% · 4.625%
HK$159,507
+HK$7,986/mo
Deposit HK$12.14M · loan HK$28.33M · min. income ≈ HK$303,042/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,720,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,138
−HK$10,418/mo
▼ 0.25% · 3.875%
HK$171,305
−HK$5,251/mo
Today · 4.125%
HK$176,556
baseline
▲ 0.50% · 4.625%
HK$187,299
+HK$10,743/mo
Deposit HK$4.05M · loan HK$36.43M · min. income ≈ HK$353,112/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,826
−HK$9,986/mo
▼ 0.25% · 3.875%
HK$189,783
−HK$5,029/mo
Today · 4.125%
HK$194,812
baseline
▲ 0.50% · 4.625%
HK$205,081
+HK$10,269/mo
Deposit HK$4.05M · loan HK$36.43M · min. income ≈ HK$389,624/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,287 · Scale 2, in force from 26 Feb 2026)