LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,303
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,174
−HK$2,917/mo
Today · 4.125%
HK$98,091
baseline
▲ 0.50% · 4.625%
HK$104,060
+HK$5,969/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$196,182/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,686
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$105,440
−HK$2,794/mo
Today · 4.125%
HK$108,234
baseline
▲ 0.50% · 4.625%
HK$113,939
+HK$5,705/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$216,468/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,764
−HK$6,946/mo
▼ 0.25% · 3.875%
HK$114,209
−HK$3,501/mo
Today · 4.125%
HK$117,710
baseline
▲ 0.50% · 4.625%
HK$124,872
+HK$7,162/mo
Deposit HK$16.19M · loan HK$24.29M · min. income ≈ HK$235,420/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,224
−HK$6,657/mo
▼ 0.25% · 3.875%
HK$126,528
−HK$3,353/mo
Today · 4.125%
HK$129,881
baseline
▲ 0.50% · 4.625%
HK$136,727
+HK$6,846/mo
Deposit HK$16.19M · loan HK$24.29M · min. income ≈ HK$259,762/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,224
−HK$8,104/mo
▼ 0.25% · 3.875%
HK$133,244
−HK$4,084/mo
Today · 4.125%
HK$137,328
baseline
▲ 0.50% · 4.625%
HK$145,684
+HK$8,356/mo
Deposit HK$12.14M · loan HK$28.34M · min. income ≈ HK$274,656/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,720,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,761
−HK$7,767/mo
▼ 0.25% · 3.875%
HK$147,617
−HK$3,911/mo
Today · 4.125%
HK$151,528
baseline
▲ 0.50% · 4.625%
HK$159,515
+HK$7,987/mo
Deposit HK$12.14M · loan HK$28.34M · min. income ≈ HK$303,056/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,720,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,146
−HK$10,419/mo
▼ 0.25% · 3.875%
HK$171,314
−HK$5,251/mo
Today · 4.125%
HK$176,565
baseline
▲ 0.50% · 4.625%
HK$187,308
+HK$10,743/mo
Deposit HK$4.05M · loan HK$36.43M · min. income ≈ HK$353,130/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,835
−HK$9,987/mo
▼ 0.25% · 3.875%
HK$189,793
−HK$5,029/mo
Today · 4.125%
HK$194,822
baseline
▲ 0.50% · 4.625%
HK$205,091
+HK$10,269/mo
Deposit HK$4.05M · loan HK$36.43M · min. income ≈ HK$389,644/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,371 · Scale 2, in force from 26 Feb 2026)