LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,312
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$95,183
−HK$2,918/mo
Today · 4.125%
HK$98,101
baseline
▲ 0.50% · 4.625%
HK$104,070
+HK$5,969/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$196,202/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,696
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$105,450
−HK$2,794/mo
Today · 4.125%
HK$108,244
baseline
▲ 0.50% · 4.625%
HK$113,950
+HK$5,706/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$216,488/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,774
−HK$6,947/mo
▼ 0.25% · 3.875%
HK$114,220
−HK$3,501/mo
Today · 4.125%
HK$117,721
baseline
▲ 0.50% · 4.625%
HK$124,884
+HK$7,163/mo
Deposit HK$16.19M · loan HK$24.29M · min. income ≈ HK$235,442/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,235
−HK$6,658/mo
▼ 0.25% · 3.875%
HK$126,540
−HK$3,353/mo
Today · 4.125%
HK$129,893
baseline
▲ 0.50% · 4.625%
HK$136,740
+HK$6,847/mo
Deposit HK$16.19M · loan HK$24.29M · min. income ≈ HK$259,786/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,237
−HK$8,104/mo
▼ 0.25% · 3.875%
HK$133,257
−HK$4,084/mo
Today · 4.125%
HK$137,341
baseline
▲ 0.50% · 4.625%
HK$145,698
+HK$8,357/mo
Deposit HK$12.14M · loan HK$28.34M · min. income ≈ HK$274,682/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,720,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,775
−HK$7,767/mo
▼ 0.25% · 3.875%
HK$147,630
−HK$3,912/mo
Today · 4.125%
HK$151,542
baseline
▲ 0.50% · 4.625%
HK$159,530
+HK$7,988/mo
Deposit HK$12.14M · loan HK$28.34M · min. income ≈ HK$303,084/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,720,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,161
−HK$10,420/mo
▼ 0.25% · 3.875%
HK$171,330
−HK$5,251/mo
Today · 4.125%
HK$176,581
baseline
▲ 0.50% · 4.625%
HK$187,326
+HK$10,745/mo
Deposit HK$4.05M · loan HK$36.43M · min. income ≈ HK$353,162/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,853
−HK$9,987/mo
▼ 0.25% · 3.875%
HK$189,811
−HK$5,029/mo
Today · 4.125%
HK$194,840
baseline
▲ 0.50% · 4.625%
HK$205,110
+HK$10,270/mo
Deposit HK$4.05M · loan HK$36.43M · min. income ≈ HK$389,680/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,534 · Scale 2, in force from 26 Feb 2026)