LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,314
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$95,185
−HK$2,918/mo
Today · 4.125%
HK$98,103
baseline
▲ 0.50% · 4.625%
HK$104,072
+HK$5,969/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$196,206/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,698
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$105,452
−HK$2,795/mo
Today · 4.125%
HK$108,247
baseline
▲ 0.50% · 4.625%
HK$113,952
+HK$5,705/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$216,494/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,777
−HK$6,946/mo
▼ 0.25% · 3.875%
HK$114,222
−HK$3,501/mo
Today · 4.125%
HK$117,723
baseline
▲ 0.50% · 4.625%
HK$124,886
+HK$7,163/mo
Deposit HK$16.19M · loan HK$24.29M · min. income ≈ HK$235,446/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,238
−HK$6,658/mo
▼ 0.25% · 3.875%
HK$126,543
−HK$3,353/mo
Today · 4.125%
HK$129,896
baseline
▲ 0.50% · 4.625%
HK$136,743
+HK$6,847/mo
Deposit HK$16.19M · loan HK$24.29M · min. income ≈ HK$259,792/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,720,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,239
−HK$8,105/mo
▼ 0.25% · 3.875%
HK$133,259
−HK$4,085/mo
Today · 4.125%
HK$137,344
baseline
▲ 0.50% · 4.625%
HK$145,701
+HK$8,357/mo
Deposit HK$12.15M · loan HK$28.34M · min. income ≈ HK$274,688/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,720,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,777
−HK$7,768/mo
▼ 0.25% · 3.875%
HK$147,633
−HK$3,912/mo
Today · 4.125%
HK$151,545
baseline
▲ 0.50% · 4.625%
HK$159,533
+HK$7,988/mo
Deposit HK$12.15M · loan HK$28.34M · min. income ≈ HK$303,090/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,720,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,165
−HK$10,420/mo
▼ 0.25% · 3.875%
HK$171,333
−HK$5,252/mo
Today · 4.125%
HK$176,585
baseline
▲ 0.50% · 4.625%
HK$187,330
+HK$10,745/mo
Deposit HK$4.05M · loan HK$36.44M · min. income ≈ HK$353,170/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,857
−HK$9,987/mo
▼ 0.25% · 3.875%
HK$189,814
−HK$5,030/mo
Today · 4.125%
HK$194,844
baseline
▲ 0.50% · 4.625%
HK$205,114
+HK$10,270/mo
Deposit HK$4.05M · loan HK$36.44M · min. income ≈ HK$389,688/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,568 · Scale 2, in force from 26 Feb 2026)