LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,231
−HK$579/mo
▼ 0.25% · 3.875%
HK$9,519
−HK$291/mo
Today · 4.125%
HK$9,810
baseline
▲ 0.50% · 4.625%
HK$10,407
+HK$597/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$19,620/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$9,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,270
−HK$555/mo
▼ 0.25% · 3.875%
HK$10,545
−HK$280/mo
Today · 4.125%
HK$10,825
baseline
▲ 0.50% · 4.625%
HK$11,395
+HK$570/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$21,650/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$9,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,078
−HK$694/mo
▼ 0.25% · 3.875%
HK$11,422
−HK$350/mo
Today · 4.125%
HK$11,772
baseline
▲ 0.50% · 4.625%
HK$12,489
+HK$717/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$23,544/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$9,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,324
−HK$666/mo
▼ 0.25% · 3.875%
HK$12,654
−HK$336/mo
Today · 4.125%
HK$12,990
baseline
▲ 0.50% · 4.625%
HK$13,674
+HK$684/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$25,980/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$9,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,924
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,326
−HK$408/mo
Today · 4.125%
HK$13,734
baseline
▲ 0.50% · 4.625%
HK$14,570
+HK$836/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$27,468/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$9,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,378
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,763
−HK$392/mo
Today · 4.125%
HK$15,155
baseline
▲ 0.50% · 4.625%
HK$15,953
+HK$798/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$30,310/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$9,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,617
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,133
−HK$526/mo
Today · 4.125%
HK$17,659
baseline
▲ 0.50% · 4.625%
HK$18,733
+HK$1,074/mo
Deposit HK$405K · loan HK$3.64M · min. income ≈ HK$35,318/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$9,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,486
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,982
−HK$503/mo
Today · 4.125%
HK$19,485
baseline
▲ 0.50% · 4.625%
HK$20,512
+HK$1,027/mo
Deposit HK$405K · loan HK$3.64M · min. income ≈ HK$38,970/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$9,784 · Scale 2, in force from 26 Feb 2026)