LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,324
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$95,196
−HK$2,917/mo
Today · 4.125%
HK$98,113
baseline
▲ 0.50% · 4.625%
HK$104,083
+HK$5,970/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$196,226/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,709
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$105,464
−HK$2,794/mo
Today · 4.125%
HK$108,258
baseline
▲ 0.50% · 4.625%
HK$113,965
+HK$5,707/mo
Deposit HK$20.24M · loan HK$20.24M · min. income ≈ HK$216,516/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$1,720,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,789
−HK$6,947/mo
▼ 0.25% · 3.875%
HK$114,235
−HK$3,501/mo
Today · 4.125%
HK$117,736
baseline
▲ 0.50% · 4.625%
HK$124,900
+HK$7,164/mo
Deposit HK$16.20M · loan HK$24.29M · min. income ≈ HK$235,472/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,720,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,251
−HK$6,659/mo
▼ 0.25% · 3.875%
HK$126,557
−HK$3,353/mo
Today · 4.125%
HK$129,910
baseline
▲ 0.50% · 4.625%
HK$136,758
+HK$6,848/mo
Deposit HK$16.20M · loan HK$24.29M · min. income ≈ HK$259,820/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,720,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,253
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,274
−HK$4,085/mo
Today · 4.125%
HK$137,359
baseline
▲ 0.50% · 4.625%
HK$145,717
+HK$8,358/mo
Deposit HK$12.15M · loan HK$28.34M · min. income ≈ HK$274,718/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,720,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,793
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,650
−HK$3,912/mo
Today · 4.125%
HK$151,562
baseline
▲ 0.50% · 4.625%
HK$159,551
+HK$7,989/mo
Deposit HK$12.15M · loan HK$28.34M · min. income ≈ HK$303,124/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,720,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,183
−HK$10,421/mo
▼ 0.25% · 3.875%
HK$171,352
−HK$5,252/mo
Today · 4.125%
HK$176,604
baseline
▲ 0.50% · 4.625%
HK$187,350
+HK$10,746/mo
Deposit HK$4.05M · loan HK$36.44M · min. income ≈ HK$353,208/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,877
−HK$9,988/mo
▼ 0.25% · 3.875%
HK$189,835
−HK$5,030/mo
Today · 4.125%
HK$194,865
baseline
▲ 0.50% · 4.625%
HK$205,137
+HK$10,272/mo
Deposit HK$4.05M · loan HK$36.44M · min. income ≈ HK$389,730/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,756 · Scale 2, in force from 26 Feb 2026)