LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,329
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$95,201
−HK$2,918/mo
Today · 4.125%
HK$98,119
baseline
▲ 0.50% · 4.625%
HK$104,089
+HK$5,970/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$196,238/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,715
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$105,470
−HK$2,795/mo
Today · 4.125%
HK$108,265
baseline
▲ 0.50% · 4.625%
HK$113,972
+HK$5,707/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$216,530/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,795
−HK$6,948/mo
▼ 0.25% · 3.875%
HK$114,242
−HK$3,501/mo
Today · 4.125%
HK$117,743
baseline
▲ 0.50% · 4.625%
HK$124,907
+HK$7,164/mo
Deposit HK$16.20M · loan HK$24.29M · min. income ≈ HK$235,486/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,259
−HK$6,659/mo
▼ 0.25% · 3.875%
HK$126,564
−HK$3,354/mo
Today · 4.125%
HK$129,918
baseline
▲ 0.50% · 4.625%
HK$136,766
+HK$6,848/mo
Deposit HK$16.20M · loan HK$24.29M · min. income ≈ HK$259,836/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,261
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,282
−HK$4,085/mo
Today · 4.125%
HK$137,367
baseline
▲ 0.50% · 4.625%
HK$145,725
+HK$8,358/mo
Deposit HK$12.15M · loan HK$28.34M · min. income ≈ HK$274,734/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,802
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,658
−HK$3,913/mo
Today · 4.125%
HK$151,571
baseline
▲ 0.50% · 4.625%
HK$159,560
+HK$7,989/mo
Deposit HK$12.15M · loan HK$28.34M · min. income ≈ HK$303,142/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,193
−HK$10,422/mo
▼ 0.25% · 3.875%
HK$171,362
−HK$5,253/mo
Today · 4.125%
HK$176,615
baseline
▲ 0.50% · 4.625%
HK$187,361
+HK$10,746/mo
Deposit HK$4.05M · loan HK$36.44M · min. income ≈ HK$353,230/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,888
−HK$9,989/mo
▼ 0.25% · 3.875%
HK$189,846
−HK$5,031/mo
Today · 4.125%
HK$194,877
baseline
▲ 0.50% · 4.625%
HK$205,149
+HK$10,272/mo
Deposit HK$4.05M · loan HK$36.44M · min. income ≈ HK$389,754/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,858 · Scale 2, in force from 26 Feb 2026)