LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,332
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$95,204
−HK$2,918/mo
Today · 4.125%
HK$98,122
baseline
▲ 0.50% · 4.625%
HK$104,092
+HK$5,970/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$196,244/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,720,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,718
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$105,473
−HK$2,794/mo
Today · 4.125%
HK$108,267
baseline
▲ 0.50% · 4.625%
HK$113,974
+HK$5,707/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$216,534/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,720,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,798
−HK$6,948/mo
▼ 0.25% · 3.875%
HK$114,244
−HK$3,502/mo
Today · 4.125%
HK$117,746
baseline
▲ 0.50% · 4.625%
HK$124,910
+HK$7,164/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$235,492/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,720,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,262
−HK$6,659/mo
▼ 0.25% · 3.875%
HK$126,567
−HK$3,354/mo
Today · 4.125%
HK$129,921
baseline
▲ 0.50% · 4.625%
HK$136,769
+HK$6,848/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$259,842/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,720,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,264
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,285
−HK$4,085/mo
Today · 4.125%
HK$137,370
baseline
▲ 0.50% · 4.625%
HK$145,729
+HK$8,359/mo
Deposit HK$12.15M · loan HK$28.34M · min. income ≈ HK$274,740/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,720,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,805
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,662
−HK$3,912/mo
Today · 4.125%
HK$151,574
baseline
▲ 0.50% · 4.625%
HK$159,564
+HK$7,990/mo
Deposit HK$12.15M · loan HK$28.34M · min. income ≈ HK$303,148/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,720,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,197
−HK$10,422/mo
▼ 0.25% · 3.875%
HK$171,366
−HK$5,253/mo
Today · 4.125%
HK$176,619
baseline
▲ 0.50% · 4.625%
HK$187,366
+HK$10,747/mo
Deposit HK$4.05M · loan HK$36.44M · min. income ≈ HK$353,238/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,892
−HK$9,989/mo
▼ 0.25% · 3.875%
HK$189,851
−HK$5,030/mo
Today · 4.125%
HK$194,881
baseline
▲ 0.50% · 4.625%
HK$205,154
+HK$10,273/mo
Deposit HK$4.05M · loan HK$36.44M · min. income ≈ HK$389,762/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,720,900 · Scale 2, in force from 26 Feb 2026)