LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,339
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,212
−HK$2,918/mo
Today · 4.125%
HK$98,130
baseline
▲ 0.50% · 4.625%
HK$104,101
+HK$5,971/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$196,260/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,727
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$105,482
−HK$2,795/mo
Today · 4.125%
HK$108,277
baseline
▲ 0.50% · 4.625%
HK$113,984
+HK$5,707/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$216,554/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,807
−HK$6,949/mo
▼ 0.25% · 3.875%
HK$114,254
−HK$3,502/mo
Today · 4.125%
HK$117,756
baseline
▲ 0.50% · 4.625%
HK$124,921
+HK$7,165/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$235,512/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,272
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$126,578
−HK$3,354/mo
Today · 4.125%
HK$129,932
baseline
▲ 0.50% · 4.625%
HK$136,781
+HK$6,849/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$259,864/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,275
−HK$8,107/mo
▼ 0.25% · 3.875%
HK$133,296
−HK$4,086/mo
Today · 4.125%
HK$137,382
baseline
▲ 0.50% · 4.625%
HK$145,741
+HK$8,359/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$274,764/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,817
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$147,675
−HK$3,912/mo
Today · 4.125%
HK$151,587
baseline
▲ 0.50% · 4.625%
HK$159,578
+HK$7,991/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$303,174/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,211
−HK$10,423/mo
▼ 0.25% · 3.875%
HK$171,381
−HK$5,253/mo
Today · 4.125%
HK$176,634
baseline
▲ 0.50% · 4.625%
HK$187,382
+HK$10,748/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$353,268/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,908
−HK$9,990/mo
▼ 0.25% · 3.875%
HK$189,867
−HK$5,031/mo
Today · 4.125%
HK$194,898
baseline
▲ 0.50% · 4.625%
HK$205,171
+HK$10,273/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$389,796/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,047 · Scale 2, in force from 26 Feb 2026)