LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,340
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,212
−HK$2,919/mo
Today · 4.125%
HK$98,131
baseline
▲ 0.50% · 4.625%
HK$104,102
+HK$5,971/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$196,262/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,727
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$105,483
−HK$2,794/mo
Today · 4.125%
HK$108,277
baseline
▲ 0.50% · 4.625%
HK$113,985
+HK$5,708/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$216,554/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,808
−HK$6,949/mo
▼ 0.25% · 3.875%
HK$114,255
−HK$3,502/mo
Today · 4.125%
HK$117,757
baseline
▲ 0.50% · 4.625%
HK$124,922
+HK$7,165/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$235,514/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,273
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$126,579
−HK$3,354/mo
Today · 4.125%
HK$129,933
baseline
▲ 0.50% · 4.625%
HK$136,782
+HK$6,849/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$259,866/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,276
−HK$8,107/mo
▼ 0.25% · 3.875%
HK$133,297
−HK$4,086/mo
Today · 4.125%
HK$137,383
baseline
▲ 0.50% · 4.625%
HK$145,742
+HK$8,359/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$274,766/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,818
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$147,676
−HK$3,912/mo
Today · 4.125%
HK$151,588
baseline
▲ 0.50% · 4.625%
HK$159,579
+HK$7,991/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$303,176/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,212
−HK$10,423/mo
▼ 0.25% · 3.875%
HK$171,382
−HK$5,253/mo
Today · 4.125%
HK$176,635
baseline
▲ 0.50% · 4.625%
HK$187,383
+HK$10,748/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$353,270/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,909
−HK$9,990/mo
▼ 0.25% · 3.875%
HK$189,869
−HK$5,030/mo
Today · 4.125%
HK$194,899
baseline
▲ 0.50% · 4.625%
HK$205,173
+HK$10,274/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$389,798/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,058 · Scale 2, in force from 26 Feb 2026)