LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,345
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$95,217
−HK$2,918/mo
Today · 4.125%
HK$98,135
baseline
▲ 0.50% · 4.625%
HK$104,107
+HK$5,972/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$196,270/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,732
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,488
−HK$2,795/mo
Today · 4.125%
HK$108,283
baseline
▲ 0.50% · 4.625%
HK$113,990
+HK$5,707/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$216,566/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,813
−HK$6,949/mo
▼ 0.25% · 3.875%
HK$114,260
−HK$3,502/mo
Today · 4.125%
HK$117,762
baseline
▲ 0.50% · 4.625%
HK$124,928
+HK$7,166/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$235,524/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,279
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$126,585
−HK$3,354/mo
Today · 4.125%
HK$129,939
baseline
▲ 0.50% · 4.625%
HK$136,789
+HK$6,850/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$259,878/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,282
−HK$8,108/mo
▼ 0.25% · 3.875%
HK$133,304
−HK$4,086/mo
Today · 4.125%
HK$137,390
baseline
▲ 0.50% · 4.625%
HK$145,749
+HK$8,359/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$274,780/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,825
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$147,683
−HK$3,913/mo
Today · 4.125%
HK$151,596
baseline
▲ 0.50% · 4.625%
HK$159,587
+HK$7,991/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$303,192/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,220
−HK$10,424/mo
▼ 0.25% · 3.875%
HK$171,391
−HK$5,253/mo
Today · 4.125%
HK$176,644
baseline
▲ 0.50% · 4.625%
HK$187,392
+HK$10,748/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$353,288/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,918
−HK$9,991/mo
▼ 0.25% · 3.875%
HK$189,878
−HK$5,031/mo
Today · 4.125%
HK$194,909
baseline
▲ 0.50% · 4.625%
HK$205,183
+HK$10,274/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$389,818/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,142 · Scale 2, in force from 26 Feb 2026)