LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,348
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,221
−HK$2,918/mo
Today · 4.125%
HK$98,139
baseline
▲ 0.50% · 4.625%
HK$104,111
+HK$5,972/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$196,278/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,736
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,492
−HK$2,795/mo
Today · 4.125%
HK$108,287
baseline
▲ 0.50% · 4.625%
HK$113,995
+HK$5,708/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$216,574/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,818
−HK$6,949/mo
▼ 0.25% · 3.875%
HK$114,265
−HK$3,502/mo
Today · 4.125%
HK$117,767
baseline
▲ 0.50% · 4.625%
HK$124,933
+HK$7,166/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$235,534/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,284
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$126,590
−HK$3,354/mo
Today · 4.125%
HK$129,944
baseline
▲ 0.50% · 4.625%
HK$136,794
+HK$6,850/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$259,888/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,287
−HK$8,108/mo
▼ 0.25% · 3.875%
HK$133,309
−HK$4,086/mo
Today · 4.125%
HK$137,395
baseline
▲ 0.50% · 4.625%
HK$145,755
+HK$8,360/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$274,790/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,831
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$147,688
−HK$3,914/mo
Today · 4.125%
HK$151,602
baseline
▲ 0.50% · 4.625%
HK$159,593
+HK$7,991/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$303,204/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,226
−HK$10,424/mo
▼ 0.25% · 3.875%
HK$171,397
−HK$5,253/mo
Today · 4.125%
HK$176,650
baseline
▲ 0.50% · 4.625%
HK$187,399
+HK$10,749/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$353,300/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,925
−HK$9,991/mo
▼ 0.25% · 3.875%
HK$189,885
−HK$5,031/mo
Today · 4.125%
HK$194,916
baseline
▲ 0.50% · 4.625%
HK$205,191
+HK$10,275/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$389,832/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,207 · Scale 2, in force from 26 Feb 2026)