LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,235
−HK$579/mo
▼ 0.25% · 3.875%
HK$9,522
−HK$292/mo
Today · 4.125%
HK$9,814
baseline
▲ 0.50% · 4.625%
HK$10,411
+HK$597/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$19,628/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$10,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,274
−HK$555/mo
▼ 0.25% · 3.875%
HK$10,549
−HK$280/mo
Today · 4.125%
HK$10,829
baseline
▲ 0.50% · 4.625%
HK$11,400
+HK$571/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$21,658/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$10,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,082
−HK$695/mo
▼ 0.25% · 3.875%
HK$11,427
−HK$350/mo
Today · 4.125%
HK$11,777
baseline
▲ 0.50% · 4.625%
HK$12,493
+HK$716/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$23,554/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$10,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,328
−HK$666/mo
▼ 0.25% · 3.875%
HK$12,659
−HK$335/mo
Today · 4.125%
HK$12,994
baseline
▲ 0.50% · 4.625%
HK$13,679
+HK$685/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$25,988/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$10,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,929
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,331
−HK$409/mo
Today · 4.125%
HK$13,740
baseline
▲ 0.50% · 4.625%
HK$14,576
+HK$836/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$27,480/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$10,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,383
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,769
−HK$391/mo
Today · 4.125%
HK$15,160
baseline
▲ 0.50% · 4.625%
HK$15,959
+HK$799/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$30,320/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$10,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,623
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,140
−HK$525/mo
Today · 4.125%
HK$17,665
baseline
▲ 0.50% · 4.625%
HK$18,740
+HK$1,075/mo
Deposit HK$405K · loan HK$3.64M · min. income ≈ HK$35,330/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$10,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,493
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,989
−HK$503/mo
Today · 4.125%
HK$19,492
baseline
▲ 0.50% · 4.625%
HK$20,519
+HK$1,027/mo
Deposit HK$405K · loan HK$3.64M · min. income ≈ HK$38,984/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$10,083 · Scale 2, in force from 26 Feb 2026)