LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,350
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$95,223
−HK$2,919/mo
Today · 4.125%
HK$98,142
baseline
▲ 0.50% · 4.625%
HK$104,113
+HK$5,971/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$196,284/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,739
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,494
−HK$2,796/mo
Today · 4.125%
HK$108,290
baseline
▲ 0.50% · 4.625%
HK$113,998
+HK$5,708/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$216,580/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,821
−HK$6,949/mo
▼ 0.25% · 3.875%
HK$114,268
−HK$3,502/mo
Today · 4.125%
HK$117,770
baseline
▲ 0.50% · 4.625%
HK$124,936
+HK$7,166/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$235,540/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,287
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$126,593
−HK$3,354/mo
Today · 4.125%
HK$129,947
baseline
▲ 0.50% · 4.625%
HK$136,797
+HK$6,850/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$259,894/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,291
−HK$8,107/mo
▼ 0.25% · 3.875%
HK$133,312
−HK$4,086/mo
Today · 4.125%
HK$137,398
baseline
▲ 0.50% · 4.625%
HK$145,759
+HK$8,361/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$274,796/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,834
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$147,692
−HK$3,913/mo
Today · 4.125%
HK$151,605
baseline
▲ 0.50% · 4.625%
HK$159,597
+HK$7,992/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$303,210/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,231
−HK$10,424/mo
▼ 0.25% · 3.875%
HK$171,401
−HK$5,254/mo
Today · 4.125%
HK$176,655
baseline
▲ 0.50% · 4.625%
HK$187,404
+HK$10,749/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$353,310/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,930
−HK$9,991/mo
▼ 0.25% · 3.875%
HK$189,890
−HK$5,031/mo
Today · 4.125%
HK$194,921
baseline
▲ 0.50% · 4.625%
HK$205,196
+HK$10,275/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$389,842/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,251 · Scale 2, in force from 26 Feb 2026)