LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,351
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,224
−HK$2,918/mo
Today · 4.125%
HK$98,142
baseline
▲ 0.50% · 4.625%
HK$104,114
+HK$5,972/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$196,284/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,740
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,495
−HK$2,796/mo
Today · 4.125%
HK$108,291
baseline
▲ 0.50% · 4.625%
HK$113,999
+HK$5,708/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$216,582/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,821
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$114,269
−HK$3,502/mo
Today · 4.125%
HK$117,771
baseline
▲ 0.50% · 4.625%
HK$124,937
+HK$7,166/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$235,542/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,288
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$126,594
−HK$3,355/mo
Today · 4.125%
HK$129,949
baseline
▲ 0.50% · 4.625%
HK$136,798
+HK$6,849/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$259,898/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,292
−HK$8,107/mo
▼ 0.25% · 3.875%
HK$133,313
−HK$4,086/mo
Today · 4.125%
HK$137,399
baseline
▲ 0.50% · 4.625%
HK$145,760
+HK$8,361/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$274,798/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,836
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$147,693
−HK$3,914/mo
Today · 4.125%
HK$151,607
baseline
▲ 0.50% · 4.625%
HK$159,598
+HK$7,991/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$303,214/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,232
−HK$10,424/mo
▼ 0.25% · 3.875%
HK$171,403
−HK$5,253/mo
Today · 4.125%
HK$176,656
baseline
▲ 0.50% · 4.625%
HK$187,406
+HK$10,750/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$353,312/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,932
−HK$9,991/mo
▼ 0.25% · 3.875%
HK$189,891
−HK$5,032/mo
Today · 4.125%
HK$194,923
baseline
▲ 0.50% · 4.625%
HK$205,198
+HK$10,275/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$389,846/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,266 · Scale 2, in force from 26 Feb 2026)