LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,361
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,234
−HK$2,918/mo
Today · 4.125%
HK$98,152
baseline
▲ 0.50% · 4.625%
HK$104,125
+HK$5,973/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$196,304/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,750
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$105,506
−HK$2,796/mo
Today · 4.125%
HK$108,302
baseline
▲ 0.50% · 4.625%
HK$114,010
+HK$5,708/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$216,604/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$1,721,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,833
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$114,280
−HK$3,503/mo
Today · 4.125%
HK$117,783
baseline
▲ 0.50% · 4.625%
HK$124,950
+HK$7,167/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$235,566/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,300
−HK$6,662/mo
▼ 0.25% · 3.875%
HK$126,607
−HK$3,355/mo
Today · 4.125%
HK$129,962
baseline
▲ 0.50% · 4.625%
HK$136,812
+HK$6,850/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$259,924/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,305
−HK$8,108/mo
▼ 0.25% · 3.875%
HK$133,327
−HK$4,086/mo
Today · 4.125%
HK$137,413
baseline
▲ 0.50% · 4.625%
HK$145,775
+HK$8,362/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$274,826/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,850
−HK$7,772/mo
▼ 0.25% · 3.875%
HK$147,708
−HK$3,914/mo
Today · 4.125%
HK$151,622
baseline
▲ 0.50% · 4.625%
HK$159,614
+HK$7,992/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$303,244/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,249
−HK$10,425/mo
▼ 0.25% · 3.875%
HK$171,420
−HK$5,254/mo
Today · 4.125%
HK$176,674
baseline
▲ 0.50% · 4.625%
HK$187,425
+HK$10,751/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$353,348/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,951
−HK$9,992/mo
▼ 0.25% · 3.875%
HK$189,911
−HK$5,032/mo
Today · 4.125%
HK$194,943
baseline
▲ 0.50% · 4.625%
HK$205,219
+HK$10,276/mo
Deposit HK$4.05M · loan HK$36.45M · min. income ≈ HK$389,886/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,442 · Scale 2, in force from 26 Feb 2026)