LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,367
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$95,240
−HK$2,919/mo
Today · 4.125%
HK$98,159
baseline
▲ 0.50% · 4.625%
HK$104,131
+HK$5,972/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$196,318/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$1,721,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,757
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,513
−HK$2,795/mo
Today · 4.125%
HK$108,308
baseline
▲ 0.50% · 4.625%
HK$114,018
+HK$5,710/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$216,616/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$1,721,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,840
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$114,288
−HK$3,502/mo
Today · 4.125%
HK$117,790
baseline
▲ 0.50% · 4.625%
HK$124,958
+HK$7,168/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$235,580/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,308
−HK$6,662/mo
▼ 0.25% · 3.875%
HK$126,615
−HK$3,355/mo
Today · 4.125%
HK$129,970
baseline
▲ 0.50% · 4.625%
HK$136,821
+HK$6,851/mo
Deposit HK$16.20M · loan HK$24.30M · min. income ≈ HK$259,940/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,721,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,313
−HK$8,109/mo
▼ 0.25% · 3.875%
HK$133,336
−HK$4,086/mo
Today · 4.125%
HK$137,422
baseline
▲ 0.50% · 4.625%
HK$145,784
+HK$8,362/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$274,844/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,860
−HK$7,772/mo
▼ 0.25% · 3.875%
HK$147,718
−HK$3,914/mo
Today · 4.125%
HK$151,632
baseline
▲ 0.50% · 4.625%
HK$159,625
+HK$7,993/mo
Deposit HK$12.15M · loan HK$28.35M · min. income ≈ HK$303,264/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,260
−HK$10,426/mo
▼ 0.25% · 3.875%
HK$171,431
−HK$5,255/mo
Today · 4.125%
HK$176,686
baseline
▲ 0.50% · 4.625%
HK$187,437
+HK$10,751/mo
Deposit HK$4.05M · loan HK$36.46M · min. income ≈ HK$353,372/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,962
−HK$9,993/mo
▼ 0.25% · 3.875%
HK$189,923
−HK$5,032/mo
Today · 4.125%
HK$194,955
baseline
▲ 0.50% · 4.625%
HK$205,232
+HK$10,277/mo
Deposit HK$4.05M · loan HK$36.46M · min. income ≈ HK$389,910/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,551 · Scale 2, in force from 26 Feb 2026)