LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,371
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$95,244
−HK$2,919/mo
Today · 4.125%
HK$98,163
baseline
▲ 0.50% · 4.625%
HK$104,136
+HK$5,973/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$196,326/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$1,721,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,761
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$105,517
−HK$2,796/mo
Today · 4.125%
HK$108,313
baseline
▲ 0.50% · 4.625%
HK$114,022
+HK$5,709/mo
Deposit HK$20.25M · loan HK$20.25M · min. income ≈ HK$216,626/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$1,721,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,845
−HK$6,951/mo
▼ 0.25% · 3.875%
HK$114,293
−HK$3,503/mo
Today · 4.125%
HK$117,796
baseline
▲ 0.50% · 4.625%
HK$124,963
+HK$7,167/mo
Deposit HK$16.20M · loan HK$24.31M · min. income ≈ HK$235,592/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,721,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,314
−HK$6,662/mo
▼ 0.25% · 3.875%
HK$126,621
−HK$3,355/mo
Today · 4.125%
HK$129,976
baseline
▲ 0.50% · 4.625%
HK$136,827
+HK$6,851/mo
Deposit HK$16.20M · loan HK$24.31M · min. income ≈ HK$259,952/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,721,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,319
−HK$8,109/mo
▼ 0.25% · 3.875%
HK$133,341
−HK$4,087/mo
Today · 4.125%
HK$137,428
baseline
▲ 0.50% · 4.625%
HK$145,790
+HK$8,362/mo
Deposit HK$12.15M · loan HK$28.36M · min. income ≈ HK$274,856/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,866
−HK$7,772/mo
▼ 0.25% · 3.875%
HK$147,724
−HK$3,914/mo
Today · 4.125%
HK$151,638
baseline
▲ 0.50% · 4.625%
HK$159,631
+HK$7,993/mo
Deposit HK$12.15M · loan HK$28.36M · min. income ≈ HK$303,276/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,721,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,267
−HK$10,426/mo
▼ 0.25% · 3.875%
HK$171,439
−HK$5,254/mo
Today · 4.125%
HK$176,693
baseline
▲ 0.50% · 4.625%
HK$187,445
+HK$10,752/mo
Deposit HK$4.05M · loan HK$36.46M · min. income ≈ HK$353,386/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,970
−HK$9,994/mo
▼ 0.25% · 3.875%
HK$189,931
−HK$5,033/mo
Today · 4.125%
HK$194,964
baseline
▲ 0.50% · 4.625%
HK$205,240
+HK$10,276/mo
Deposit HK$4.05M · loan HK$36.46M · min. income ≈ HK$389,928/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,626 · Scale 2, in force from 26 Feb 2026)