LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,237
−HK$579/mo
▼ 0.25% · 3.875%
HK$9,524
−HK$292/mo
Today · 4.125%
HK$9,816
baseline
▲ 0.50% · 4.625%
HK$10,414
+HK$598/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,632/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$10,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,276
−HK$555/mo
▼ 0.25% · 3.875%
HK$10,552
−HK$279/mo
Today · 4.125%
HK$10,831
baseline
▲ 0.50% · 4.625%
HK$11,402
+HK$571/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,662/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$10,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,085
−HK$695/mo
▼ 0.25% · 3.875%
HK$11,429
−HK$351/mo
Today · 4.125%
HK$11,780
baseline
▲ 0.50% · 4.625%
HK$12,496
+HK$716/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$23,560/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$10,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,331
−HK$667/mo
▼ 0.25% · 3.875%
HK$12,662
−HK$336/mo
Today · 4.125%
HK$12,998
baseline
▲ 0.50% · 4.625%
HK$13,683
+HK$685/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$25,996/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$10,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,932
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,334
−HK$409/mo
Today · 4.125%
HK$13,743
baseline
▲ 0.50% · 4.625%
HK$14,579
+HK$836/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$27,486/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$10,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,387
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,773
−HK$391/mo
Today · 4.125%
HK$15,164
baseline
▲ 0.50% · 4.625%
HK$15,963
+HK$799/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$30,328/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$10,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,627
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,144
−HK$526/mo
Today · 4.125%
HK$17,670
baseline
▲ 0.50% · 4.625%
HK$18,745
+HK$1,075/mo
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$35,340/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$10,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,497
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$18,993
−HK$504/mo
Today · 4.125%
HK$19,497
baseline
▲ 0.50% · 4.625%
HK$20,524
+HK$1,027/mo
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$38,994/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$10,285 · Scale 2, in force from 26 Feb 2026)