LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,237
−HK$580/mo
▼ 0.25% · 3.875%
HK$9,525
−HK$292/mo
Today · 4.125%
HK$9,817
baseline
▲ 0.50% · 4.625%
HK$10,414
+HK$597/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,634/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$10,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,277
−HK$555/mo
▼ 0.25% · 3.875%
HK$10,552
−HK$280/mo
Today · 4.125%
HK$10,832
baseline
▲ 0.50% · 4.625%
HK$11,403
+HK$571/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,664/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$10,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,085
−HK$695/mo
▼ 0.25% · 3.875%
HK$11,430
−HK$350/mo
Today · 4.125%
HK$11,780
baseline
▲ 0.50% · 4.625%
HK$12,497
+HK$717/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$23,560/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$10,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,332
−HK$666/mo
▼ 0.25% · 3.875%
HK$12,663
−HK$335/mo
Today · 4.125%
HK$12,998
baseline
▲ 0.50% · 4.625%
HK$13,683
+HK$685/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$25,996/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$10,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,932
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,335
−HK$408/mo
Today · 4.125%
HK$13,743
baseline
▲ 0.50% · 4.625%
HK$14,580
+HK$837/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$27,486/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$10,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,387
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,773
−HK$392/mo
Today · 4.125%
HK$15,165
baseline
▲ 0.50% · 4.625%
HK$15,964
+HK$799/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$30,330/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$10,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,627
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,145
−HK$525/mo
Today · 4.125%
HK$17,670
baseline
▲ 0.50% · 4.625%
HK$18,745
+HK$1,075/mo
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$35,340/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$10,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,498
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,994
−HK$503/mo
Today · 4.125%
HK$19,497
baseline
▲ 0.50% · 4.625%
HK$20,525
+HK$1,028/mo
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$38,994/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$10,313 · Scale 2, in force from 26 Feb 2026)