LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,238
−HK$579/mo
▼ 0.25% · 3.875%
HK$9,526
−HK$291/mo
Today · 4.125%
HK$9,817
baseline
▲ 0.50% · 4.625%
HK$10,415
+HK$598/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,634/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$10,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,277
−HK$556/mo
▼ 0.25% · 3.875%
HK$10,553
−HK$280/mo
Today · 4.125%
HK$10,833
baseline
▲ 0.50% · 4.625%
HK$11,404
+HK$571/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,666/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$10,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,086
−HK$695/mo
▼ 0.25% · 3.875%
HK$11,431
−HK$350/mo
Today · 4.125%
HK$11,781
baseline
▲ 0.50% · 4.625%
HK$12,498
+HK$717/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$23,562/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$10,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,333
−HK$666/mo
▼ 0.25% · 3.875%
HK$12,664
−HK$335/mo
Today · 4.125%
HK$12,999
baseline
▲ 0.50% · 4.625%
HK$13,684
+HK$685/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$25,998/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$10,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,933
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,336
−HK$408/mo
Today · 4.125%
HK$13,744
baseline
▲ 0.50% · 4.625%
HK$14,581
+HK$837/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$27,488/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$10,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,388
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,774
−HK$392/mo
Today · 4.125%
HK$15,166
baseline
▲ 0.50% · 4.625%
HK$15,965
+HK$799/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$30,332/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$10,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,629
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,146
−HK$525/mo
Today · 4.125%
HK$17,671
baseline
▲ 0.50% · 4.625%
HK$18,747
+HK$1,076/mo
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$35,342/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$10,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,499
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$18,995
−HK$504/mo
Today · 4.125%
HK$19,499
baseline
▲ 0.50% · 4.625%
HK$20,527
+HK$1,028/mo
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$38,998/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$10,374 · Scale 2, in force from 26 Feb 2026)