LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,383
−HK$5,793/mo
▼ 0.25% · 3.875%
HK$95,256
−HK$2,920/mo
Today · 4.125%
HK$98,176
baseline
▲ 0.50% · 4.625%
HK$104,150
+HK$5,974/mo
Deposit HK$20.26M · loan HK$20.26M · min. income ≈ HK$196,352/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$1,721,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,775
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$105,531
−HK$2,796/mo
Today · 4.125%
HK$108,327
baseline
▲ 0.50% · 4.625%
HK$114,037
+HK$5,710/mo
Deposit HK$20.26M · loan HK$20.26M · min. income ≈ HK$216,654/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$1,721,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,859
−HK$6,952/mo
▼ 0.25% · 3.875%
HK$114,308
−HK$3,503/mo
Today · 4.125%
HK$117,811
baseline
▲ 0.50% · 4.625%
HK$124,980
+HK$7,169/mo
Deposit HK$16.21M · loan HK$24.31M · min. income ≈ HK$235,622/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,721,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,330
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$126,637
−HK$3,356/mo
Today · 4.125%
HK$129,993
baseline
▲ 0.50% · 4.625%
HK$136,845
+HK$6,852/mo
Deposit HK$16.21M · loan HK$24.31M · min. income ≈ HK$259,986/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,721,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,336
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$133,359
−HK$4,087/mo
Today · 4.125%
HK$137,446
baseline
▲ 0.50% · 4.625%
HK$145,809
+HK$8,363/mo
Deposit HK$12.15M · loan HK$28.36M · min. income ≈ HK$274,892/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,721,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,885
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$147,744
−HK$3,914/mo
Today · 4.125%
HK$151,658
baseline
▲ 0.50% · 4.625%
HK$159,652
+HK$7,994/mo
Deposit HK$12.15M · loan HK$28.36M · min. income ≈ HK$303,316/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,721,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,289
−HK$10,428/mo
▼ 0.25% · 3.875%
HK$171,461
−HK$5,256/mo
Today · 4.125%
HK$176,717
baseline
▲ 0.50% · 4.625%
HK$187,469
+HK$10,752/mo
Deposit HK$4.05M · loan HK$36.46M · min. income ≈ HK$353,434/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,995
−HK$9,994/mo
▼ 0.25% · 3.875%
HK$189,956
−HK$5,033/mo
Today · 4.125%
HK$194,989
baseline
▲ 0.50% · 4.625%
HK$205,267
+HK$10,278/mo
Deposit HK$4.05M · loan HK$36.46M · min. income ≈ HK$389,978/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,852 · Scale 2, in force from 26 Feb 2026)